| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GENESYS ENTERPRISES LLC3 Filed as: GENESYS ENTERPRISES, LLC | 900 CIRCLE 75 PARKWAY SUITE 1695 ATLANTA, GA 30339 | STANDARD INSURANCE COMPANY | $64K | $56K | $121K | 7.50% |
| GENESYS ENTERPRISES LLC3 Filed as: GENESYS ENTERPRISES, LLC | 900 CIRCLE 75 PARKWAY SE SUITE 1695 ATLANTA, GA 30339 | METROPOLITAN LIFE INSURANCE COMPANY | $35K | $0 | $35K | 10.28% |
| EMPOWER BENEFITS INC3 Filed as: EMPOWER BENEFITS, INC. | 5404 CYPRESS CENTER DRIVE SUITE 130 TAMPA, FL 33609 | METROPOLITAN LIFE INSURANCE COMPANY | $14K | $4K | $18K | 5.27% |
| EMPYREAN INSURANCE SERVICES, INC.3 | PO BOX 2569 BELLAIRE, TX 77402 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $11K | $11K | 3.33% |
| GROUP RISK SPECIALISTS INC3 Filed as: GROUP RISK SPECIALISTS, INC. | 3340 PEACHTREE ROAD NE, SUITE 1525 ATLANTA, GA 30326 | METROPOLITAN LIFE INSURANCE COMPANY | $3 | $0 | $3 | 0.00% |
| GENESYS ENTERPRISES LLC3 Filed as: GENESYS ENTERPRISES, LLC | 900 CIRCLE 75 PARKWAY SE SUITE 1695 ATLANTA, GA 30339 | METROPOLITAN PROPERTY AND CASUALTY INSURANCE CO. | $3K | $0 | $3K | 15.13% |
| EMPOWER BENEFITS INC3 Filed as: EMPOWER BENEFITS, INC. | 3606 ENTERPRISE AVENUE, SUITE 304 NAPLES, FL 34104 | METROPOLITAN PROPERTY AND CASUALTY INSURANCE CO. | $1K | $0 | $1K | 8.03% |
| EMPYREAN BENEFITS3 Filed as: EMPYREAN | 3010 BRIARPARK DRIVE, SUITE 800 HOUSTON, TX 77402 | METROPOLITAN PROPERTY AND CASUALTY INSURANCE CO. | $0 | $967 | $967 | 5.22% |
| EMPOWER BENEFITS INC3 Filed as: EMPOWER BENEFITS, INC. | 5100 TAMIAMI TRAIL, SUITE 103 NAPLES, FL 34103 | METROPOLITAN PROPERTY AND CASUALTY INSURANCE CO. | $0 | $544 | $544 | 2.94% |
| GENESYS ENTERPRISES LLC3 Filed as: GENESYS ENTERPRISES, LLC | 900 CIRCLE 75 PARKWAY SE SUITE 1695 ATLANTA, GA 30339 | METROPOLITAN GENERAL INSRUANCE COMPANY | $296 | $0 | $296 | 2.60% |
| EMPOWER BENEFITS INC3 Filed as: EMPOWER BENEFITS, INC. | 3606 ENTERPRISE AVENUE, SUITE 304 NAPLES, FL 34104 | METROPOLITAN GENERAL INSRUANCE COMPANY | $296 | $0 | $296 | 2.60% |
| EMPYREAN BENEFITS3 Filed as: EMPYREAN | 3010 BRIARPARK DRIVE, SUITE 800 HOUSTON, TX 77402 | METROPOLITAN GENERAL INSRUANCE COMPANY | $0 | $187 | $187 | 1.64% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,686 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 242 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 674 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 3,602 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | STANDARD INSURANCE COMPANY | 4,010 | $1.6M |
| Long-term disability | STANDARD INSURANCE COMPANY | 4,010 | $1.6M |
| Other(6 contracts, 6 carriers) | STANDARD INSURANCE COMPANY | 4,010 | $2.0M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 4,010 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.