| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GENESYS ENTERPRISES LLC3 | 2451 CUMBERLAND PKWY SE, SUITE 3773 ATLANTA, GA 30339 | STANDARD INSURANCE COMPANY | $11K | — | $11K | 1.61% |
| GENESYS ENTERPRISES LLC3 | 2451 CUMBERLAND PKWY SE, SUITE 3773 ATLANTA, GA 30339 | STANDARD INSURANCE COMPANY | $5K | — | $5K | 1.81% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS ADMIN, LLC | PO BOX 310502 DES MOINES, IA 50331 | CONTINENTAL AMERICAN INSURANCE COMPANY | $16K | — | $16K | 12.51% |
| GENESYS ENTERPRISES LLC3 | 2451 CUMBERLAND PKWY SE, SUITE 3773 ATLANTA, GA 30339 | CONTINENTAL AMERICAN INSURANCE COMPANY | $6K | — | $6K | 4.98% |
| BENEFITSTORE INC3 Filed as: BENEFITSTORE, INC | 100 BENEFITFOCUS WAY CHARLESTON, SC 29492 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | — | $1K | 0.88% |
| MARY E SCHATZ3 | 1102 TONTI ROAD MARQUETTE, MI 49855 | CONTINENTAL AMERICAN INSURANCE COMPANY | $259 | — | $259 | 0.20% |
| ELENA F FRYCZYNSKI3 Filed as: ELENA F SCHATZ | 115 MICHIGAN AVE GLADSTONE, MI 49837 | CONTINENTAL AMERICAN INSURANCE COMPANY | $232 | — | $232 | 0.18% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,005 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 36 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 1,041 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | CONTINENTAL AMERICAN INSURANCE COMPANY | 834 | $130K |
| Life insurance | STANDARD INSURANCE COMPANY | 1,523 | $668K |
| Long-term disability | STANDARD INSURANCE COMPANY | 955 | $268K |
| Other(3 contracts, 3 carriers) | STANDARD INSURANCE COMPANY | 1,523 | $694K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,523 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.