| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GBS BENEFITS INC Filed as: GBS BENEFITS INC. | 2200 S MAIN STREET STE 600 SALT LAKE CITY, UT 84115 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $85K | — | $85K | 10.00% |
| GBS BENEFITS INC Filed as: GBS BENEFITS INC. | 2200 S MAIN STREET STE 600 SALT LAKE CITY, UT 84115 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $53K | — | $53K | 10.00% |
| GBS BENEFITS INC Filed as: GBS BENEFITS, INC. | 465 S. 400 EAST SUITE 300 SALT LAKE CITY, UT 84111 | EYEMED VISION CARE | $22K | — | $22K | 10.02% |
| GBS BENEFITS INC3 | 465 S 400 E SUITE 300 SALT LAKE CITY, UT 84111 | HARTFORD LIFE AND ACCIDENT | $12K | — | $12K | 10.00% |
| GBS BENEFITS INC | 2200 S MAIN STREET STE 600 SALT LAKE CITY, UT 84115 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $9K | — | $9K | 10.00% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BLUE CROSS BLUE SHIELD OF ALABAMA EIN 63-0103830 | Claims processing Service code 12 | — | $24K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 4,858 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 4,858 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 599 | $3.7M |
| Dental | BLUE CROSS AND BLUE SHIELD OF ALABAMA | 93 | $396K |
| Vision | EYEMED VISION CARE | 3,933 | $219K |
| Life insurance(2 contracts, 2 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 3,154 | $971K |
| Long-term disability(2 contracts, 2 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 3,154 | $648K |
| Prescription drug | BLUE CROSS AND BLUE SHIELD OF ALABAMA | 93 | $396K |
| Other(2 contracts, 2 carriers) | BLUE CROSS AND BLUE SHIELD OF ALABAMA | 3,154 | $515K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,933 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.