| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BOECK AND ASSOCIATES INC3 | 930 TOWN CENTRE DR MEDFORD, OR 97504 | STANDARD INSURANCE COMPANY | $12K | — | $12K | 8.34% |
| BOECK AND ASSOCIATES INC3 | 930 TOWN CENTRE DR MEDFORD, OR 97504 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $7K | — | $7K | 15.64% |
| INTERMEDIARY SERVICES LLC3 | 333 S STATE ST STE V #283 LAKE OSWEGO, OR 97034 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $623 | — | $623 | 1.36% |
| BOECK AND ASSOCIATES INC3 | 930 TOWN CENTRE DR MEDFORD, OR 97504 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $5K | — | $5K | 15.50% |
| INTERMEDIARY SERVICES LLC3 | 333 S STATE ST STE V #283 LAKE OSWEGO, OR 97034 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $489 | — | $489 | 1.50% |
| BOECK AND ASSOCIATES INC3 | 930 TOWN CENTRE DR MEDFORD, OR 97504 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | — | $3K | 15.54% |
| INTERMEDIARY SERVICES LLC3 | 333 S STATE ST STE V #283 LAKE OSWEGO, OR 97034 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $275 | — | $275 | 1.47% |
| BOECK AND ASSOCIATES INC3 | 930 TOWN CENTRE DR MEDFORD, OR 97504 | STANDARD INSURANCE COMPANY | $2K | — | $2K | 10.00% |
| BOECK AND ASSOCIATES INC3 | 930 TOWN CENTRE DR MEDFORD, OR 97504 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | — | $3K | 15.54% |
| INTERMEDIARY SERVICES LLC3 | 333 S STATE ST STE V #283 LAKE OSWEGO, OR 97034 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $253 | — | $253 | 1.46% |
| INTERMEDIARY SERVICES LLC3 | 333 S STATE ST STE V #283 LAKE OSWEGO, OR 97034 | REGENCE BLUECROSS BLUESHIELD OF OREGON | $20K | — | $20K | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 139 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 139 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | REGENCE BLUECROSS BLUESHIELD OF OREGON | 139 | $0 |
| Dental | STANDARD INSURANCE COMPANY | 152 | $140K |
| Vision | STANDARD INSURANCE COMPANY | 137 | $19K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 138 | $17K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 138 | $46K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 69 | $33K |
| Prescription drug | REGENCE BLUECROSS BLUESHIELD OF OREGON | 139 | $0 |
| Other | UNITED OF OMAHA LIFE INSURANCE COMPANY | 82 | $19K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 152 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.