| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BOECK AND ASSOCIATES INC3 | 930 TOWN CENTRE DR MEDFORD, OR 97504 | REGENCE BLUECROSS BLUESHIELD OF OREGON | $32K | — | $32K | 3.18% |
| INTERMEDIARY SERVICES LLC3 | 333 S STATE ST STE V #283 LAKE OSWEGO, OR 97034 | REGENCE BLUECROSS BLUESHIELD OF OREGON | $7K | — | $7K | 0.69% |
| BOECK AND ASSOCIATES INC3 | 930 TOWN CENTRE DR MEDFORD, OR 97504 | STANDARD INSURANCE COMPANY | $18K | — | $18K | 10.00% |
| BOECK AND ASSOCIATES INC3 | 930 TOWN CENTRE DR MEDFORD, OR 97504 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $7K | $527 | $8K | 18.23% |
| INTERMEDIARY SERVICES LLC3 | 333 S STATE ST STE V #283 LAKE OSWEGO, OR 97034 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $5K | — | $5K | 17.00% |
| BOECK AND ASSOCIATES INC3 | 930 TOWN CENTRE DR MEDFORD, OR 97504 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $476 | $476 | 1.64% |
| BOECK AND ASSOCIATES INC3 | 930 TOWN CENTRE DR MEDFORD, OR 97504 | STANDARD INSURANCE COMPANY | $2K | — | $2K | 10.00% |
| INTERMEDIARY SERVICES LLC3 | 333 S STATE ST STE V #283 LAKE OSWEGO, OR 97034 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | — | $3K | 17.00% |
| BOECK AND ASSOCIATES INC3 | 930 TOWN CENTRE DR MEDFORD, OR 97504 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $281 | $281 | 1.47% |
| BOECK AND ASSOCIATES INC3 | 930 TOWN CENTRE DR MEDFORD, OR 97504 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | $199 | $3K | 18.19% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 129 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 129 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | REGENCE BLUECROSS BLUESHIELD OF OREGON | 129 | $1.0M |
| Dental | STANDARD INSURANCE COMPANY | 129 | $179K |
| Vision | STANDARD INSURANCE COMPANY | 129 | $21K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 132 | $17K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 132 | $43K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 65 | $29K |
| Prescription drug | REGENCE BLUECROSS BLUESHIELD OF OREGON | 129 | $1.0M |
| Other | UNITED OF OMAHA LIFE INSURANCE COMPANY | 85 | $19K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 132 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.