| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WORLD INSURANCE ASSOCIATES LLC3 Filed as: KPD INSURANCE INC | PO BOX 29 SPRINGFIELD, OR 97477 | UNITEDHEALTHCARE INSURANCE COMPANY | $37K | — | $37K | 3.63% |
| BUTLER PARTNERS & ASSOCIATES LLC3 | PO BOX 12469 PORTLAND, OR 97212 | UNITEDHEALTHCARE INSURANCE COMPANY | $10K | — | $10K | 1.02% |
| BP&A, LLC3 | PO BOX 12469 PORTLAND, OR 97212 | KAISER FOUNDATION HEALTH PLAN OF THE NORTHWEST | $35K | — | $35K | 4.98% |
| COMPENSATION SYSTEMS NORTHWEST, INC3 Filed as: COMPENSATION SYSTEMS NORTHWEST INC | 1437 SW COLUMBIA ST PORTLAND, OR 97201 | UNITEDHEALTHCARE INSURANCE COMPANY | $33K | — | $33K | 4.99% |
| BUTLER PARTNERS & ASSOCIATES LLC3 | PO BOX 12469 PORTLAND, OR 97212 | UNITEDHEALTHCARE INSURANCE COMPANY | $9K | — | $9K | 1.40% |
| WARD INSURANCE AGENCY INC3 | PO BOX 10167 EUGENE, OR 97212 | UNITEDHEALTHCARE INSURANCE COMPANY | $19K | — | $19K | 3.90% |
| BUTLER PARTNERS & ASSOCIATES LLC3 | PO BOX 12469 PORTLAND, OR 97212 | UNITEDHEALTHCARE INSURANCE COMPANY | $5K | — | $5K | 1.09% |
| ALDRICH BENEFITS LP3 | PO BOX 35143 SEATTLE, WA 98124 | UNITEDHEALTHCARE INSURANCE COMPANY | $15K | — | $15K | 3.23% |
| BUTLER PARTNERS & ASSOCIATES LLC3 | PO BOX 12469 PORTLAND, OR 97212 | UNITEDHEALTHCARE INSURANCE COMPANY | $4K | — | $4K | 0.90% |
| WORLD INSURANCE ASSOCIATES LLC3 Filed as: KPD INSURANCE INC | PO BOX 29 SPRINGFIELD, OR 97477 | UNITEDHEALTHCARE INSURANCE COMPANY | $24K | — | $24K | 5.61% |
| BUTLER PARTNERS & ASSOCIATES LLC3 | PO BOX 12469 PORTLAND, OR 97212 | UNITEDHEALTHCARE INSURANCE COMPANY | $7K | — | $7K | 1.57% |
| WARD INSURANCE AGENCY INC3 | PO BOX 10167 EUGENE, OR 97440 | UNITEDHEALTHCARE INSURANCE COMPANY | $10K | — | $10K | 2.48% |
| BUTLER PARTNERS & ASSOCIATES LLC3 | PO BOX 12469 PORTLAND, OR 97212 | UNITEDHEALTHCARE INSURANCE COMPANY | $3K | — | $3K | 0.69% |
| MONTGOMERY & GRAHAM INC3 | 412 JEFFERSON PKWY STE 100 LAKE OSWEGO, OR 97035 | UNITEDHEALTHCARE INSURANCE COMPANY | $25K | — | $25K | 6.65% |
| BUTLER PARTNERS & ASSOCIATES LLC3 | PO BOX 12469 PORTLAND, OR 97212 | UNITEDHEALTHCARE INSURANCE COMPANY | $7K | — | $7K | 1.86% |
| COMPENSATION SYSTEMS NORTHWEST, INC3 Filed as: COMPENSATION SYSTEMS NORTHWEST INC | 1437 SW COLUMBIA ST PORTLAND, OR 97201 | UNITEDHEALTHCARE INSURANCE COMPANY | $17K | — | $17K | 4.96% |
| BUTLER PARTNERS & ASSOCIATES LLC3 | PO BOX 12469 PORTLAND, OR 97212 | UNITEDHEALTHCARE INSURANCE COMPANY | $5K | — | $5K | 1.39% |
| LAPORTE & ASSOCIATES, INC3 Filed as: LAPORTE & ASSOCIATES INC | 5515 SE MILWAUKIE AVE PORTLAND, OR 97202 | UNITEDHEALTHCARE INSURANCE COMPANY | $10K | — | $10K | 2.98% |
| BUTLER PARTNERS & ASSOCIATES LLC3 | PO BOX 12469 PORTLAND, OR 97212 | UNITEDHEALTHCARE INSURANCE COMPANY | $3K | — | $3K | 0.83% |
| COMPENSATION SYSTEMS NORTHWEST, INC3 Filed as: COMPENSATION SYSTEMS NORTHWEST INC | 1437 SW COLUMBIA ST PORTLAND, OR 97201 | UNITEDHEALTHCARE INSURANCE COMPANY | $7K | — | $7K | 2.52% |
| BUTLER PARTNERS & ASSOCIATES LLC3 | PO BOX 12469 PORTLAND, OR 97212 | UNITEDHEALTHCARE INSURANCE COMPANY | $2K | — | $2K | 0.71% |
| HUGGINS INSURANCE SERVICES, INC.3 Filed as: HUGGINS INSURANCE SERVICES INC. | P.O. BOX 270 SALEM, OR 97308 | UNITEDHEALTHCARE INSURANCE COMPANY | $11K | — | $11K | 4.44% |
| BUTLER PARTNERS & ASSOCIATES LLC3 | PO BOX 12469 PORTLAND, OR 97212 | UNITEDHEALTHCARE INSURANCE COMPANY | $4K | — | $4K | 1.48% |
| WARNEKE GROUP LLC THE3 | PO BOX 1139 LAKE OSWEGO, OR 97035 | UNITEDHEALTHCARE INSURANCE COMPANY | $10K | — | $10K | 4.03% |
| BUTLER PARTNERS & ASSOCIATES LLC3 | PO BOX 12469 PORTLAND, OR 97212 | UNITEDHEALTHCARE INSURANCE COMPANY | $3K | — | $3K | 1.30% |
| MONTGOMERY & GRAHAM INC3 | 412 JEFFERSON PKWY STE 100 LAKE OSWEGO, OR 97035 | UNITEDHEALTHCARE INSURANCE COMPANY | $8K | — | $8K | 3.77% |
| BUTLER PARTNERS & ASSOCIATES LLC3 | PO BOX 12469 PORTLAND, OR 97212 | UNITEDHEALTHCARE INSURANCE COMPANY | $2K | — | $2K | 1.06% |
| WARD INSURANCE AGENCY INC3 | PO BOX 10167 EUGENE, OR 97212 | UNITEDHEALTHCARE INSURANCE COMPANY | $7K | — | $7K | 3.78% |
| BUTLER PARTNERS & ASSOCIATES LLC3 | PO BOX 12469 PORTLAND, OR 97212 | UNITEDHEALTHCARE INSURANCE COMPANY | $2K | — | $2K | 1.06% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES (NW), INC. | 601 SW ALDER ST., SUITE 310 PORTLAND, OR 97205 | UNITEDHEALTHCARE INSURANCE COMPANY | $9K | — | $9K | 4.81% |
| BUTLER PARTNERS & ASSOCIATES LLC3 | PO BOX 12469 PORTLAND, OR 97212 | UNITEDHEALTHCARE INSURANCE COMPANY | $3K | — | $3K | 1.32% |
| RISKPOINT INSURANCE ADVISORS LLC3 | 5285 MEADOWS RD STE 242 LAKE OSWEGO, OR 97035 | UNITEDHEALTHCARE INSURANCE COMPANY | $7K | — | $7K | 3.83% |
| BUTLER PARTNERS & ASSOCIATES LLC3 | PO BOX 12469 PORTLAND, OR 97212 | UNITEDHEALTHCARE INSURANCE COMPANY | $2K | — | $2K | 1.07% |
| WORLD INSURANCE ASSOCIATES LLC3 Filed as: KPD INSURANCE INC | PO BOX 29 SPRINGFIELD, OR 97477 | UNITEDHEALTHCARE INSURANCE COMPANY | $6K | — | $6K | 3.51% |
| BUTLER PARTNERS & ASSOCIATES LLC3 | PO BOX 12469 PORTLAND, OR 97212 | UNITEDHEALTHCARE INSURANCE COMPANY | $2K | — | $2K | 0.98% |
| MONTGOMERY & GRAHAM INC3 | 412 JEFFERSON PKWY STE 100 LAKE OSWEGO, OR 97035 | UNITEDHEALTHCARE INSURANCE COMPANY | $9K | — | $9K | 5.22% |
| BUTLER PARTNERS & ASSOCIATES LLC3 | PO BOX 12469 PORTLAND, OR 97212 | UNITEDHEALTHCARE INSURANCE COMPANY | $2K | — | $2K | 1.46% |
| WARD INSURANCE AGENCY INC3 | PO BOX 10167 EUGENE, OR 97440 | UNITEDHEALTHCARE INSURANCE COMPANY | $8K | — | $8K | 5.13% |
| BUTLER PARTNERS & ASSOCIATES LLC3 | PO BOX 12469 PORTLAND, OR 97212 | UNITEDHEALTHCARE INSURANCE COMPANY | $2K | — | $2K | 1.44% |
| COMPENSATION SYSTEMS NORTHWEST, INC3 Filed as: COMPENSATION SYSTEMS NORTHWEST INC | 1437 SW COLUMBIA ST PORTLAND, OR 97201 | UNITEDHEALTHCARE INSURANCE COMPANY | $6K | — | $6K | 3.99% |
| BUTLER PARTNERS & ASSOCIATES LLC3 | PO BOX 12469 PORTLAND, OR 97212 | UNITEDHEALTHCARE INSURANCE COMPANY | $2K | — | $2K | 1.12% |
| COMPENSATION SYSTEMS NORTHWEST, INC3 Filed as: COMPENSATION SYSTEMS NORTHWEST INC | 1437 SW COLUMBIA ST PORTLAND, OR 97201 | UNITEDHEALTHCARE INSURANCE COMPANY | $8K | — | $8K | 5.77% |
| BUTLER PARTNERS & ASSOCIATES LLC3 | PO BOX 12469 PORTLAND, OR 97212 | UNITEDHEALTHCARE INSURANCE COMPANY | $2K | — | $2K | 1.61% |
| LAPORTE & ASSOCIATES, INC3 Filed as: LAPORTE & ASSOCIATES INC | 5515 SE MILWAUKIE AVE PORTLAND, OR 97202 | UNITEDHEALTHCARE INSURANCE COMPANY | $9K | — | $9K | 6.82% |
| BUTLER PARTNERS & ASSOCIATES LLC3 | PO BOX 12469 PORTLAND, OR 97212 | UNITEDHEALTHCARE INSURANCE COMPANY | $2K | — | $2K | 1.91% |
| MONTGOMERY & GRAHAM INC3 | 412 JEFFERSON PKWY STE 100 LAKE OSWEGO, OR 97035 | UNITEDHEALTHCARE INSURANCE COMPANY | $4K | — | $4K | 3.14% |
| BUTLER PARTNERS & ASSOCIATES LLC3 | PO BOX 12469 PORTLAND, OR 97212 | UNITEDHEALTHCARE INSURANCE COMPANY | $1K | — | $1K | 0.88% |
| WARD INSURANCE AGENCY INC3 | PO BOX 10167 EUGENE, OR 97212 | UNITEDHEALTHCARE INSURANCE COMPANY | $6K | — | $6K | 5.00% |
| STRATEGY INSURANCE LLC3 | PO BOX 217 TROUTDALE, OR 97060 | UNITEDHEALTHCARE INSURANCE COMPANY | $7K | — | $7K | 5.90% |
| BUTLER PARTNERS & ASSOCIATES LLC3 | PO BOX 12469 PORTLAND, OR 97212 | UNITEDHEALTHCARE INSURANCE COMPANY | $2K | — | $2K | 1.61% |
| STRATEGY INSURANCE LLC3 | PO BOX 217 TROUTDALE, OR 97060 | UNITEDHEALTHCARE INSURANCE COMPANY | $4K | — | $4K | 3.83% |
| BUTLER PARTNERS & ASSOCIATES LLC3 | PO BOX 12469 PORTLAND, OR 97212 | UNITEDHEALTHCARE INSURANCE COMPANY | $1K | — | $1K | 1.07% |
| STRATEGY INSURANCE LLC3 | PO BOX 217 TROUTDALE, OR 97060 | KAISER FOUNDATION HEALTH PLAN OF THE NORTHWEST | $2K | $50 | $2K | 2.60% |
| BP&A, LLC3 | PO BOX 12469 PORTLAND, OR 97212 | KAISER FOUNDATION HEALTH PLAN OF THE NORTHWEST | $1K | — | $1K | 1.69% |
| STRATEGY INSURANCE LLC3 | PO BOX 217 TROUTDALE, OR 97060 | KAISER FOUNDATION HEALTH PLAN OF THE NORTHWEST | $2K | $65 | $2K | 2.88% |
| BP&A, LLC3 | PO BOX 12469 PORTLAND, OR 97212 | KAISER FOUNDATION HEALTH PLAN OF THE NORTHWEST | $1K | — | $1K | 1.87% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES (NW), INC. | 610 SW ALDER STREET, #310 PORTLAND, OR 97205 | KAISER FOUNDATION HEALTH PLAN OF THE NORTHWEST | $2K | $42 | $2K | 3.06% |
| BP&A, LLC3 | PO BOX 12469 PORTLAND, OR 97212 | KAISER FOUNDATION HEALTH PLAN OF THE NORTHWEST | $2K | — | $2K | 2.01% |
| WARD INSURANCE AGENCY INC3 | PO BOX 10167 EUGENE, OR 97212 | UNITEDHEALTHCARE INSURANCE COMPANY | $3K | — | $3K | 4.18% |
| ROGERS BENEFIT GROUP INC3 Filed as: ROGERS BENEFIT GROUP INC. | 1201 E DURYEA AVE PEORIA HTS, IL 61616 | UNITEDHEALTHCARE INSURANCE COMPANY | $846 | — | $846 | 1.19% |
| BUTLER PARTNERS & ASSOCIATES LLC3 | PO BOX 12469 PORTLAND, OR 97212 | UNITEDHEALTHCARE INSURANCE COMPANY | $805 | — | $805 | 1.13% |
| COORDINATED RESOURCES GROUP, INC.3 Filed as: COORDINATED RESOURCES GROUP INC | 6443 SW BEAVERTON HILLSDALE HWY 200 PORTLAND, OR 97221 | UNITEDHEALTHCARE INSURANCE COMPANY | $3K | — | $3K | 4.42% |
| BUTLER PARTNERS & ASSOCIATES LLC3 | PO BOX 12469 PORTLAND, OR 97212 | UNITEDHEALTHCARE INSURANCE COMPANY | $994 | — | $994 | 1.66% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL NORTHWEST LLC | PO BOX 3018 BOTHELL, WA 98041 | UNITEDHEALTHCARE INSURANCE COMPANY | $900 | — | $900 | 1.50% |
| STRATEGY INSURANCE LLC3 | PO BOX 217 TROUTDALE, OR 97060 | KAISER FOUNDATION HEALTH PLAN OF THE NORTHWEST | $1K | — | $1K | 2.37% |
| BP&A, LLC3 | PO BOX 12469 PORTLAND, OR 97212 | KAISER FOUNDATION HEALTH PLAN OF THE NORTHWEST | $747 | — | $747 | 1.58% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES (NW), INC. | 610 SW ALDER STREET, #310 PORTLAND, OR 97205 | UNITEDHEALTHCARE INSURANCE COMPANY | $5K | — | $5K | 14.51% |
| BUTLER PARTNERS & ASSOCIATES LLC3 | PO BOX 12469 PORTLAND, OR 97212 | UNITEDHEALTHCARE INSURANCE COMPANY | $2K | — | $2K | 4.79% |
| WARD INSURANCE AGENCY INC3 | PO BOX 10167 EUGENE, OR 97440 | UNITEDHEALTHCARE INSURANCE COMPANY | $3K | — | $3K | 10.00% |
| BUTLER PARTNERS & ASSOCIATES LLC3 | PO BOX 12469 PORTLAND, OR 97212 | UNITEDHEALTHCARE INSURANCE COMPANY | $932 | — | $932 | 2.80% |
| STRATEGY INSURANCE LLC3 | PO BOX 217 TROUTDALE, OR 97060 | KAISER FOUNDATION HEALTH PLAN OF THE NORTHWEST | $1K | — | $1K | 3.48% |
| BP&A, LLC3 | PO BOX 12469 PORTLAND, OR 97212 | KAISER FOUNDATION HEALTH PLAN OF THE NORTHWEST | $763 | — | $763 | 2.32% |
| STRATEGY INSURANCE LLC3 | PO BOX 217 TROUTDALE, OR 97060 | KAISER FOUNDATION HEALTH PLAN OF THE NORTHWEST | $789 | — | $789 | 6.89% |
| BP&A, LLC3 | PO BOX 12469 PORTLAND, OR 97212 | KAISER FOUNDATION HEALTH PLAN OF THE NORTHWEST | $263 | — | $263 | 2.30% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| UEA, INC. EIN 93-0991444 SPONSORING ORGANIZATION | Contract Administrator; Direct payment from the plan Service code 13 | — | $156K |
| BARRAN LIEBMAN EIN 93-1251627 NONE | Legal; Direct payment from the plan Service code 29 | — | $11K |
| LINDQUIST LLP EIN 52-2385296 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,282 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,282 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(36 contracts, 2 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 180 | $8.7M |
| Dental | KAISER FOUNDATION HEALTH PLAN OF THE NORTHWEST | 24 | $11K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 180 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.