| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BP&A, LLC3 | PO BOX 12469 PORTLAND, OR 97212 | KAISER FOUNDATION HEALTH PLAN OF THE NORTHWEST | $35K | — | $35K | 4.88% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES (NW), INC. | 601 SW ALDER ST., SUITE 310 PORTLAND, OR 97205 | UNITEDHEALTHCARE INSURANCE COMPANY | $7K | — | $7K | 3.59% |
| BUTLER PARTNERS & ASSOCIATES LLC3 | PO BOX 12469 PORTLAND, OR 97212 | UNITEDHEALTHCARE INSURANCE COMPANY | $2K | — | $2K | 1.16% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES (NW), INC. | 610 SW ALDER STREET, #310 PORTLAND, OR 97205 | KAISER FOUNDATION HEALTH PLAN OF THE NORTHWEST | $5K | — | $5K | 3.00% |
| BP&A, LLC3 | PO BOX 12469 PORTLAND, OR 97212 | KAISER FOUNDATION HEALTH PLAN OF THE NORTHWEST | $3K | — | $3K | 2.00% |
| STRATEGY INSURANCE LLC3 | PO BOX 217 TROUTDALE, OR 97060 | KAISER FOUNDATION HEALTH PLAN OF THE NORTHWEST | $2K | — | $2K | 3.00% |
| BP&A, LLC3 | PO BOX 12469 PORTLAND, OR 97212 | KAISER FOUNDATION HEALTH PLAN OF THE NORTHWEST | $1K | — | $1K | 2.00% |
| STRATEGY INSURANCE LLC3 | PO BOX 217 TROUTDALE, OR 97060 | KAISER FOUNDATION HEALTH PLAN OF THE NORTHWEST | $2K | — | $2K | 3.00% |
| BP&A, LLC3 | PO BOX 12469 PORTLAND, OR 97212 | KAISER FOUNDATION HEALTH PLAN OF THE NORTHWEST | $1K | — | $1K | 2.00% |
| HUGGINS INSURANCE SERVICES, INC.3 Filed as: HUGGINS INSURANCE SERVICES INC. | 1786 STATE ST SALEM, OR 97301 | UNITEDHEALTHCARE INSURANCE COMPANY | $10K | — | $10K | 15.39% |
| BUTLER PARTNERS & ASSOCIATES LLC3 | PO BOX 12469 PORTLAND, OR 97212 | UNITEDHEALTHCARE INSURANCE COMPANY | $3K | — | $3K | 5.13% |
| WARNEKE GROUP LLC THE3 | PO BOX 1139 LAKE OSWEGO, OR 97035 | UNITEDHEALTHCARE INSURANCE COMPANY | $11K | — | $11K | 21.51% |
| BUTLER PARTNERS & ASSOCIATES LLC3 | PO BOX 12469 PORTLAND, OR 97212 | UNITEDHEALTHCARE INSURANCE COMPANY | $4K | — | $4K | 6.95% |
| STRATEGY INSURANCE LLC3 | PO BOX 217 TROUTDALE, OR 97060 | KAISER FOUNDATION HEALTH PLAN OF THE NORTHWEST | $138 | — | $138 | 1.61% |
| BP&A, LLC3 | PO BOX 12469 PORTLAND, OR 97212 | KAISER FOUNDATION HEALTH PLAN OF THE NORTHWEST | $46 | — | $46 | 0.54% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| UEA, INC. EIN 93-0991444 SPONSORING ORGANIZATION | Direct payment from the plan; Contract Administrator Service code 13 | — | $37K |
| BARRAN LIEBMAN EIN 93-1251627 NONE | Legal; Direct payment from the plan Service code 29 | — | $8K |
| UNITED EMPLOYERS ASSOCIATION EIN 93-0302009 SPONSORING ORGANIZATION | Contract Administrator; Direct payment from the plan Service code 13 | — | $7K |
| LINDQUIST LLP EIN 52-2385296 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 588 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 588 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(7 contracts, 2 carriers) | KAISER FOUNDATION HEALTH PLAN OF THE NORTHWEST | 130 | $1.3M |
| Dental | KAISER FOUNDATION HEALTH PLAN OF THE NORTHWEST | 0 | $9K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 130 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.