| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 Filed as: AON CONSULTING | 29840 NETWORK PL CHICAGO, IL 60673 | LIFE INSURANCE COMPANY OF NORTH AMERICA | — | $21K | $21K | 0.44% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| DODGE AND COX EIN 94-1441976 NONE | Soft dollars commissions; Investment management fees paid indirectly by plan; Direct payment from the plan; Investment management; Investment management fees paid directly by plan Service code 28 | — | $234K |
| PIMCO EIN 33-0629048 NONE | Investment management; Direct payment from the plan; Investment management fees paid indirectly by plan; Investment management fees paid directly by plan Service code 28 | — | $156K |
| WILLIS TOWERS WATSON NONE | Actuarial; Direct payment from the plan Service code 11 | 10975 STERLING VIEW DRIVE SOUTH JORDAN, UT 84095 | $92K |
| WELLMARK INC. NONE | Direct payment from the plan; Claims processing Service code 12 | 1331 GRAND AVENUE PO BOX 9232 DES MOINES, IA 503069232 | $83K |
| PRINCIPAL GLOBAL INVESTORS NONE | Investment management; Investment management fees paid directly by plan; Direct payment from the plan Service code 28 | 711 HIGH STREET DES MOINES, IA 50392 | $47K |
| MOSS ADAMS, LLP EIN 91-0189318 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $43K |
| BANK OF NEW YORK MELLON EIN 13-5160382 NONE | Trustee (bank, trust company, or similar financial institution); Trustee (directed); Direct payment from the plan Service code 21 | — | $33K |
| STATE STREET GLOBAL ADVISORS EIN 04-1867445 NONE | Investment management fees paid directly by plan; Investment management; Direct payment from the plan Service code 28 | — | $15K |
| AON CONSULTING EIN 22-2232264 NONE | Direct payment from the plan; Actuarial Service code 11 | — | $11K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 4,755 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 934 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 5,689 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | LIFE INSURANCE COMPANY OF NORTH AMERICA | 8,552 | $4.7M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 8,552 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.