| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 Filed as: AON CONSULTING -ST. LOUIS | 8182 MARYLAND AVE. ST. LOUIS, MA 63105 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $90K | $63K | $153K | 2.73% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| DODGE AND COX EIN 94-1441976 NONE | Investment management fees paid indirectly by plan; Investment management; Investment management fees paid directly by plan; Soft dollars commissions; Direct payment from the plan Service code 28 | — | $212K |
| PIMCO EIN 33-0629048 NONE | Investment management fees paid indirectly by plan; Investment management fees paid directly by plan; Investment management; Direct payment from the plan Service code 28 | — | $183K |
| WELLMARK INC. NONE | Claims processing; Direct payment from the plan Service code 12 | 1331 GRAND AVENUE PO BOX 9232 DES MOINES, IA 503069232 | $128K |
| WILLIS TOWER WATSON NONE | Actuarial; Consulting (general); Direct payment from the plan Service code 11 | 8400 NORMANDALE LAKE BLVD SUITE 1700 MINNEAPOLIS, MN 554373811 | $87K |
| BANK OF NEW YORK MELLON EIN 13-5160382 NONE | Trustee (directed); Direct payment from the plan; Trustee (bank, trust company, or similar financial institution) Service code 21 | — | $43K |
| AON CONSULTING EIN 22-2232264 NONE | Consulting (general); Direct payment from the plan Service code 16 | — | $36K |
| MOSS ADAMS, LLP EIN 91-0189318 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $29K |
| JENNISON ASSOCIATES LLC EIN 52-2069785 NONE | Investment management fees paid directly by plan; Direct payment from the plan; Investment management Service code 28 | — | $13K |
| STATE STREET BANK AND TRUST EIN 93-0249060 NONE | Investment management fees paid indirectly by plan; Custodial (other than securities); Soft dollars commissions; Direct payment from the plan; Trustee (directed); Other fees; Investment management; Custodial (securities); Investment management fees paid directly by plan Service code 18 | — | $12K |
| BOSTON PARTNERS GLOBAL INVESTORS EIN 98-0202744 NONE | Investment management fees paid indirectly by plan; Investment management fees paid directly by plan; Soft dollars commissions; Investment management; Direct payment from the plan Service code 28 | — | $12K |
| SANDS CAPITAL MANAGEMENT, LLC EIN 20-2830751 NONE | Investment management fees paid directly by plan; Direct payment from the plan; Investment management fees paid indirectly by plan; Soft dollars commissions; Investment management Service code 28 | — | $9K |
| EXPRESS SCRIPTS, INC. EIN 43-1420563 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $7K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 4,630 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 868 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 5,498 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | UNUM LIFE INSURANCE COMPANY OF AMERICA | 3,642 | $5.6M |
| Other | UNUM LIFE INSURANCE COMPANY OF AMERICA | 3,642 | $5.6M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,642 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.