| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE PARTNERS GROUP3 | 5922 NW NEVADA COURT PORTLAND, OR 97219 | STANDARD INSURANCE COMPANY | $88K | $55K | $143K | 2.94% |
| MICHELLE LAFFEA3 | 13560 MORRIS ROAD, SUITE 4100 ALPHARETTA, GA 30004 | STANDARD INSURANCE COMPANY | $0 | $26K | $26K | 0.54% |
| THE PARTNERS GROUP3 Filed as: THE PARTNERS GROUP LTD | 11850 SW 67TH AVENUE, SUITE 100 PORTLAND, OR 97223 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $100K | $100K | 2.11% |
| THE PARTNERS GROUP3 Filed as: THE PARTNERS GROUP LTD | 11850 SW 67TH AVENUE, SUITE 100 PORTLAND, OR 97223 | METROPOLITAN PROPERTY AND CASUALTY INSURANCE CO | $17K | $3K | $20K | 12.03% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 5,898 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 86 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 5,984 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 9,078 | $5.4M |
| Vision | VISION SERVICE PLAN | 4,610 | $901K |
| Life insurance | STANDARD INSURANCE COMPANY | 5,495 | $4.9M |
| Short-term disability | STANDARD INSURANCE COMPANY | 5,495 | $4.9M |
| Long-term disability | STANDARD INSURANCE COMPANY | 5,495 | $4.9M |
| Other(3 contracts, 3 carriers) | STANDARD INSURANCE COMPANY | 5,898 | $5.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 9,078 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.