| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE PARTNERS GROUP3 | 11850 SW 67TH AVE, STE 100 PORTLAND, OR 97223 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $53K | $53K | 1.05% |
| THE PARTNERS GROUP3 | 11850 SW 67TH AVE, STE 100 PORTLAND, OR 97223 | STANDARD INSURANCE COMPANY | $32K | $29K | $62K | 3.50% |
| ASANTE3 | 2635 SISKIYOU BLVD MEDFORD, OR 97504 | STANDARD INSURANCE COMPANY | $0 | $9K | $9K | 0.51% |
| THE PARTNERS GROUP3 | 11850 SW 67TH AVE, STE 100 PORTLAND, OR 97223 | STANDARD INSURANCE COMPANY | $32K | $26K | $58K | 3.37% |
| ASANTE3 | 2635 SISKIYOU BLVD MEDFORD, OR 97504 | STANDARD INSURANCE COMPANY | $0 | $9K | $9K | 0.49% |
| THE PARTNERS GROUP3 | 11850 SW 67TH AVE, STE 100 PORTLAND, OR 97223 | STANDARD INSURANCE COMPANY | $28K | $39K | $68K | 4.35% |
| ASANTE3 | 2635 SISKIYOU BLVD MEDFORD, OR 97504 | STANDARD INSURANCE COMPANY | $0 | $8K | $8K | 0.48% |
| THE PARTNERS GROUP3 | 11850 SW 67TH AVE, STE 100 PORTLAND, OR 97223 | METROPOLITAN PROPERTY AND CASUALTY INSURANCE CO. | $16K | $1K | $17K | 10.88% |
| CUSTOM BENEFIT PROGRAMS INC3 Filed as: CUSTOM BENEFIT PROGRAMS | 897 12TH ST HAMMONTON, NJ 08037 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $430 | $0 | $430 | 10.20% |
| CUSTOM BENEFIT PROGRAMS INC3 Filed as: CUSTOM BENEFIT PROGRAMS | 897 12TH ST HAMMONTON, NJ 08037 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $18 | $918 | $936 | 268.19% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 4,897 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 93 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 373 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 5,363 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | REGENCE BLUECROSS BLUESHIELD OF OREGON | 4,934 | $343K |
| Dental(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 9,524 | $5.6M |
| Vision | VISION SERVICE PLAN | 4,736 | $890K |
| Life insurance | STANDARD INSURANCE COMPANY | 5,525 | $1.8M |
| Short-term disability | STANDARD INSURANCE COMPANY | 2,053 | $1.7M |
| Long-term disability | STANDARD INSURANCE COMPANY | 4,520 | $1.6M |
| Other(4 contracts, 4 carriers) | STANDARD INSURANCE COMPANY | 1,597 | $601K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 9,524 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.