| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 Filed as: AON RISK INSURANCE SERVICES | 75 REMITTANCE DRIVE, SUITE 1446 CHICAGO, IL 60675 | BLUE CROSS OF CALIFORNIA | $111K | — | $111K | 2.76% |
| BEERE & PURVES INC3 Filed as: BEERE & PURVES | 1350 TREAT BOULEVARD, SUITE 470 WALNUT CREEK, CA 94597 | BLUE CROSS OF CALIFORNIA | — | $74K | $74K | 1.84% |
| AON CONSULTING INC3 | 29840 NETWORK PLACE CHICAGO, IL 606731298 | METROPOLITAN LIFE INSURANCE COMPANY | $20K | $2K | $21K | 5.58% |
| TCS INSURANCE AGENCY INC3 | 101 LARKSPUR LANDING CIRCLE SUITE 116 LARKSPUR, CA 94939 | SUN LIFE ASSURANCE COMPANY OF CANADA | $9K | — | $9K | 2.90% |
| MGIS3 | 10 WEST BROADWAY, SUITE 800 SALT LAKE CITY, UT 841012100 | SUN LIFE ASSURANCE COMPANY OF CANADA | — | $180 | $180 | 0.06% |
| AON CONSULTING INC3 Filed as: AON RISK INSURANCE SERVICES | 75 REMITTANCE DRIVE, SUITE 1446 CHICAGO, IL 60675 | DELTA DENTAL OF CALIFORNIA | $7K | — | $7K | 2.50% |
| AON CONSULTING INC3 Filed as: AON RISK INSURANCE SERVICES | 5260 N PALM AVENUE, SUITE 400 FRESNO, CA 937042217 | VISION SERVICE PLAN | $1K | — | $1K | 4.54% |
| AON CONSULTING INC3 Filed as: AON CONSULTING & INSURANCE | 29840 NETWORK PLACE CHICAGO, IL 60673 | HARTFORD LIFE AND ACCIDENT | $4K | — | $4K | 15.00% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES CENTRAL INC. | 75 REMITTANCE DRIVE, SUITE 1446 CHICAGO, IL 60675 | HARTFORD LIFE AND ACCIDENT | — | $87 | $87 | 0.36% |
| AON CONSULTING INC3 Filed as: AON RISK INSURANCE SERVICES | 75 REMITTANCE DRIVE, SUITE 1446 CHICAGO, IL 60675 | ANTHEM BLUE CROSS LIFE AND HEALTH INSURANCE COMPANY | $328 | — | $328 | 2.76% |
| BEERE & PURVES INC3 Filed as: BEERE & PURVES | 1350 TREAT BOULEVARD, SUITE 470 WALNUT CREEK, CA 94597 | ANTHEM BLUE CROSS LIFE AND HEALTH INSURANCE COMPANY | — | $218 | $218 | 1.84% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 158 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 5 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 163 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS OF CALIFORNIA | 453 | $4.0M |
| Dental | DELTA DENTAL OF CALIFORNIA | 428 | $284K |
| Vision | VISION SERVICE PLAN | 159 | $32K |
| Life insurance(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 158 | $390K |
| Short-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 157 | $306K |
| Long-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 157 | $306K |
| Prescription drug | BLUE CROSS OF CALIFORNIA | 453 | $4.0M |
| Other(2 contracts, 2 carriers) | HARTFORD LIFE AND ACCIDENT | 158 | $36K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 453 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.