| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC3 Filed as: PAYNEWEST INSURANCE INC | 501 N RIVERPOINT BLVD, SUITE 403 SPOKANE, WA 99202 | KAISER FOUNDATION HEALTH PLAN OF WASHINGTON | $23K | — | $23K | 4.28% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: PAYNEWEST INSURANCE INC | 501 N RIVERPOINT BLVD, SUITE 403 SPOKANE, WA 99202 | KAISER FOUNDATION HEALTH PLAN OF WASHINGTON OPTIONS, INC. | $3K | — | $3K | 2.17% |
| MARSH & MCLENNAN AGENCY LLC Filed as: PAYNEWEST INSURANCE INC | 501 N RIVERPOINT BLVD, SUITE 403 SPOKANE, WA 99202 | DELTA DENTAL OF WASHINGTON | $4K | — | $4K | 4.99% |
| AARON CURTIS OLSON3 | 2210 S MEADOWVIEW RD GREENACRES, WA 99016 | AFLAC | $1K | $40 | $1K | 8.25% |
| KEVIN C HALLAM3 | 5303 S BATES RD SPOKANE, WA 99206 | AFLAC | $369 | $8 | $377 | 2.19% |
| VON KLOHE3 | 1020 E 54TH AVE SPOKANE, WA 99223 | AFLAC | $319 | $0 | $319 | 1.85% |
| TIMOTHY W HELD3 | PO BOX 98117 LAKEWOOD, WA 98496 | AFLAC | $179 | $0 | $179 | 1.04% |
| DARAN L WYCKOFF3 | 505 N ARGONNE RD BLDD C SPOKANE VALLEY, WA 99212 | AFLAC | $159 | $8 | $167 | 0.97% |
| JOSHUA HASKETT3 | 155 2ND AVE N STE 201 TWIN FALLS, ID 83301 | AFLAC | $88 | $0 | $88 | 0.51% |
| ANDRE LAFLAMME3 | 9007 46TH COURT NW GIG HARBOR, WA 98335 | AFLAC | $35 | $0 | $35 | 0.20% |
| CLIFF HARRISON BARROWS3 | 5716 S FERRALL ST SPOKANE, WA 99223 | AFLAC | $7 | $0 | $7 | 0.04% |
| KRISTEN SUE PLAISANCE3 | 11315 E 12TH AVE SPOKANE VALLEY, WA 99206 | AFLAC | $7 | $0 | $7 | 0.04% |
| DAVID J MCCLELLAN3 Filed as: DAVID JOHN HANNANT | 14830 NE 167TH ST WOODINVILLE, WA 98072 | AFLAC | $6 | $0 | $6 | 0.03% |
| CRAIG A HANSEN3 | 200 17TH AVE E, APT 404 SEATTLE, WA 98112 | AFLAC | $1 | $0 | $1 | 0.01% |
| JOSHUA PAUL GROUP INC3 Filed as: JOSHUA M HELDEROP | 234 5TH AVE KRIKLAND, WA 98033 | AFLAC | $1 | $0 | $1 | 0.01% |
| MARSH & MCLENNAN AGENCY LLC Filed as: PAYNEWEST INSURANCE INC | 2925 PALMER ST, STE B MISSOULA, MT 598081658 | VISION SERVICE PLAN | $682 | — | $682 | 7.90% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 159 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 159 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | KAISER FOUNDATION HEALTH PLAN OF WASHINGTON | 131 | $676K |
| Dental | DELTA DENTAL OF WASHINGTON | 196 | $74K |
| Vision | VISION SERVICE PLAN | 127 | $9K |
| Short-term disability | AFLAC | 11 | $17K |
| Prescription drug(2 contracts, 2 carriers) | KAISER FOUNDATION HEALTH PLAN OF WASHINGTON | 131 | $676K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 196 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.