| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GERALD INGRAHAM3 | 6 SOUTH 2ND STREET, SUITE 718 YAKIMA, WA 98901 | AFLAC | $2K | $53 | $2K | 5.69% |
| BRIAN W. BALMES3 Filed as: BRIAN BALMES | 302 SOUTH 1ST STREET YAKIMA, WA 98901 | AFLAC | $606 | $0 | $606 | 1.64% |
| MICHEAL PETTERSON3 | 203 NORTH CENTENNIAL STREET MOXEE, WA 98936 | AFLAC | $450 | $75 | $525 | 1.42% |
| MICHAEL A MAYER3 Filed as: MICHAEL MAYER | 4406 CAMPOLINA LANE PASCO, WA 99301 | AFLAC | $305 | $21 | $326 | 0.88% |
| SEAN F HARRINGTON3 Filed as: SEAN HARRINGTON | 11151 MEIRAS ROAD YAKIMA, WA 98901 | AFLAC | $289 | $0 | $289 | 0.78% |
| KRISTEN SUE PLAISANCE3 Filed as: KRISTEN PLAISANCE AND OTHER AGENTS | 11315 EAST 12TH AVENUE SPOKANE VALLEY, WA 99206 | AFLAC | $115 | $0 | $115 | 0.31% |
| DIXIE D SIMON3 Filed as: DIXIE SIMON | 509 NORTH SHAMROCK ROAD SPOKANE VALLEY, WA 99037 | AFLAC | $80 | $0 | $80 | 0.22% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL NORTHWEST LLC | PO BOX 2158 RIVERSIDE, CA 92516 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | $84 | $3K | 15.50% |
| GERALD INGRAHAM3 | 6 SOUTH 2ND STREET, SUITE 718 YAKIMA, WA 98901 | AFLAC | $156 | $0 | $156 | 4.20% |
| BRIAN W. BALMES3 Filed as: BRIAN BALMES | 302 SOUTH 1ST STREET YAKIMA, WA 98901 | AFLAC | $109 | $0 | $109 | 2.94% |
| SEAN F HARRINGTON3 Filed as: SEAN HARRINGTON | 11151 MEIRAS ROAD YAKIMA, WA 98901 | AFLAC | $51 | $0 | $51 | 1.37% |
| DIXIE D SIMON3 Filed as: DIXIE SIMON | 509 NORTH SHAMROCK ROAD SPOKANE VALLEY, WA 99037 | AFLAC | $13 | $0 | $13 | 0.35% |
| MJ INSURANCE3 Filed as: MICHAEL MAYER AND VARIOUS AGENTS | 4406 CAMPOLINA LANE PASCO, WA 99301 | AFLAC | $9 | $0 | $9 | 0.24% |
| CLIFF HARRISON BARROWS3 Filed as: CLIFF BARROWS | 5716 SOUTH FERRALL STREET SPOKANE, WA 99223 | AFLAC | $7 | $0 | $7 | 0.19% |
| KRISTEN SUE PLAISANCE3 Filed as: KRISTEN PLAISANCE | 11315 EAST 12TH AVENUE SPOKANE VALLEY, WA 99206 | AFLAC | $7 | $0 | $7 | 0.19% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 136 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 136 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 136 | $17K |
| Other(4 contracts, 3 carriers) | AFLAC | 145 | $63K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 145 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.