| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GERALD INGRAHAM3 | 6 SOUTH 2ND STREET, SUITE 718 YAKIMA, WA 98901 | AFLAC | $3K | $0 | $3K | 7.34% |
| MICHAEL D SCHULTZ3 Filed as: MICHAEL T PETTERSON | PO BOX 3 MOXEE, WA 98936 | AFLAC | $1K | $0 | $1K | 2.94% |
| BRIAN W. BALMES3 | 302 SOUTH 1ST STREET YAKIMA, WA 98901 | AFLAC | $706 | $0 | $706 | 1.52% |
| MICHAEL A MAYER3 | PO BOX 5625 PASCO, WA 99302 | AFLAC | $398 | $0 | $398 | 0.85% |
| SEAN F HARRINGTON3 Filed as: SEAN F. HARRINGTON | 11151 MIERAS ROAD YAKIMA, WA 98901 | AFLAC | $338 | $0 | $338 | 0.73% |
| MJ INSURANCE3 Filed as: DIXIE D SIMON AND VARIOUS AGENTS | 509 NORTH SHAMROCK ROAD SPOKANE VALLEY, WA 99037 | AFLAC | $217 | $0 | $217 | 0.47% |
| MICHAEL A MAYER3 | 4406 CAMPOLINA LANE PASCO, WA 99301 | AFLAC | $166 | $0 | $166 | 0.36% |
| HUB INTERNATIONAL MIDWEST LIMITED Filed as: HUB INTERNATIONAL NORTHWEST LLC | 12100 NORTHEAST 195TH STREET SUITE 200 BOTHELL, WA 98011 | SUN LIFE ASSURANCE COMPANY OF CANADA | $3K | $469 | $3K | 17.49% |
| GERALD INGRAHAM3 | 6 SOUTH 2ND STREET, SUITE 718 YAKIMA, WA 98901 | AFLAC | $156 | $0 | $156 | 4.20% |
| BRIAN W. BALMES3 | 302 SOUTH 1ST STREET YAKIMA, WA 98901 | AFLAC | $109 | $0 | $109 | 2.94% |
| SEAN F HARRINGTON3 Filed as: SEAN F. HARRINGTON | 11151 MIERAS ROAD YAKIMA, WA 98901 | AFLAC | $51 | $0 | $51 | 1.37% |
| DIXIE D SIMON3 Filed as: DIXIE D. SIMON | 509 NORTH SHAMROCK ROAD SPOKANE VALLEY, WA 99037 | AFLAC | $13 | $0 | $13 | 0.35% |
| MIKE A. MAYER AND OTHER AGENTS3 | PO BOX 5625 PASCO, WA 99302 | AFLAC | $9 | $0 | $9 | 0.24% |
| CLIFF HARRISON BARROWS3 | 5716 SOUTH FERRALL STREET SPOKANE, WA 99223 | AFLAC | $7 | $0 | $7 | 0.19% |
| KRISTEN SUE PLAISANCE3 | 11315 EAST 12TH AVENUE SPOKANE VALLEY, WA 99206 | AFLAC | $7 | $0 | $7 | 0.19% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 139 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 141 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 135 | $19K |
| Other(4 contracts, 3 carriers) | AFLAC | 154 | $75K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 154 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.