| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MANWARING KRISTIN INS. ASSOC., INC.3 Filed as: MANWARING KIRSTIN INS. ASSOC., INC. | 2300 SOUTH PARK AVENUE PORT TOWNSEND, WA 98368 | SUN LIFE ASSURANCE COMPANY OF CANADA | $10K | $0 | $10K | 1.81% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN AND BROWN OF WASHINGTON, INC. | 227 NW LINDVIG WAY POULSBO, WA 98370 | SUN LIFE ASSURANCE COMPANY OF CANADA | $8K | — | $8K | 1.38% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN AND BROWN OF WASHINGTON, INC. | 2106 PACIFIC AVENUE, SUITE 501 TACOMA, WA 98402 | SUN LIFE ASSURANCE COMPANY OF CANADA | $2K | $0 | $2K | 0.43% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN AND BROWN OF WASHINGTON, INC. | PO BOX 743048 LOS ANGELES, CA 90074 | VISION SERVICE PLAN | $2K | $0 | $2K | 1.81% |
| MANWARING KRISTIN INS. ASSOC., INC.3 Filed as: MANWARING KIRSTIN INS. ASSOC., INC. | 2300 SOUTH PARK AVENUE PORT TOWNSEND, WA 98368 | VISION SERVICE PLAN | $1K | $0 | $1K | 1.28% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,571 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,571 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | VISION SERVICE PLAN | 828 | $104K |
| Life insurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 1,359 | $564K |
| Short-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 1,359 | $564K |
| Other(2 contracts, 2 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 1,571 | $606K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,571 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.