| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN AND BROWN OF WASHINGTON, INC. | 227 NW LINDVIG WAY POULSBO, WA 98370 | SUN LIFE ASSURANCE COMPANY OF CANADA | $9K | $0 | $9K | 1.88% |
| MANWARING KRISTIN INS. ASSOC., INC.3 Filed as: MANWARING KRISTIN INS ASSOC., INC | 2300 SOUTH PARK AVENUE PORT TOWNSEND, WA 98368 | SUN LIFE ASSURANCE COMPANY OF CANADA | $9K | $0 | $9K | 1.88% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN AND BROWN OF WASHINGTON, INC. | 701 FIFTH AVENUE, SUITE 550 SEATTLE, WA 98104 | VISION SERVICE PLAN | $1K | $0 | $1K | 1.48% |
| KRISTIN MANWARING INSURANCE3 Filed as: KRISTIN MANWARING INS ASSOC, INC. | 2300 SOUTH PARK AVENUE PORT TOWNSEND, WA 98368 | VISION SERVICE PLAN | $1K | $0 | $1K | 1.48% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,486 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,486 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | VISION SERVICE PLAN | 719 | $91K |
| Life insurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 1,431 | $491K |
| Short-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 1,431 | $491K |
| Other(2 contracts, 2 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 1,486 | $531K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,486 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.