| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN AND BROWN OF WASHINGTON, INC. | 227 NW LINDVIG WAY POULSBO, WA 98370 | SUN LIFE ASSURANCE COMPANY OF CANADA | $8K | $0 | $8K | 11.78% |
| BENSLER LLC3 | UNKNOWN BELLEVUE, WA 98004 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $2K | $0 | $2K | 5.18% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN AND BROWN OF WASHINGTON, INC. | 2016 PACIFIC AVENUE TACOMA, WA 98402 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $2K | $0 | $2K | 3.76% |
| JASON BERRY3 | 21726 58 AVENUE WEST MOUNTLAKE TERRACE, WA 98043 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $2K | $0 | $2K | 3.30% |
| MJ INSURANCE3 Filed as: RYAN G. YOUNG AND VARIOUS AGENTS | 801 NORTH NURSERY ROAD IRVING, TX 75061 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $764 | $53 | $817 | 1.80% |
| CHRISTOPHER ROBERT BERRY3 | 27108 162ND STREET SE MONROE, WA 98272 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $209 | $75 | $284 | 0.63% |
| EDWARD E SANCHEZ3 Filed as: EDWARD E. SANCHEZ | 20603 15TH AVENUE SOUTH SEATAC, WA 98198 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $233 | $0 | $233 | 0.51% |
| LAURIE C BERRY3 Filed as: LAURIE C. BERRY | 19308 CROWN RIDGE BOULEVARD ARLINGTON, WA 98223 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $208 | $0 | $208 | 0.46% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 56 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 56 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | SUN LIFE ASSURANCE COMPANY OF CANADA | 131 | $70K |
| Life insurance(2 contracts, 2 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 131 | $116K |
| Short-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 131 | $70K |
| Long-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 131 | $70K |
| Other | SUN LIFE ASSURANCE COMPANY OF CANADA | 131 | $70K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 131 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.