| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BENSLER LLC3 Filed as: BENSLER, LLC | UNKNOWN BELLEVUE, WA 98004 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $2K | $0 | $2K | 5.08% |
| JASON BERRY3 | 21726 58 AVENUE WEST MOUNTLAKE TERRACE, WA 98043 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $2K | $103 | $2K | 4.80% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN AND BROWN OF WASHINGTON, INC. | 2016 PACIFIC AVENUE TACOMA, WA 98402 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $1K | $0 | $1K | 3.10% |
| CHRISTOPHER ROBERT BERRY3 Filed as: CHRISTOPHER R. BERRY & OTHER AGENTS | 27108 162ND STREET SE MONROE, WA 98272 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $1K | $248 | $1K | 2.91% |
| EDWARD E SANCHEZ3 Filed as: EDWARD E. SANCHEZ | 20603 15TH AVENUE SOUTH SEATAC, WA 98198 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $856 | $47 | $903 | 1.90% |
| LAURIE C BERRY3 Filed as: LAURIE C. BERRY | 19308 CROWN RIDGE BOULEVARD ARLINGTON, WA 98223 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $362 | $61 | $423 | 0.89% |
| LAURA MCCLUNG PLYLER3 Filed as: LAURA CRADDOCK | 6820 COAL CREEK PARKWAY SE NEW CASTLE, WA 98059 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $397 | $0 | $397 | 0.83% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN AND BROWN OF WASHINGTON, INC. | 2106 PACIFIC AVENUE, SUITE 501 TACOMA, WA 98402 | PRINCIPAL LIFE INSURANCE COMPANY | $3K | $0 | $3K | 7.70% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN AND BROWN OF VIRGINIA, INC. | 11220 ASSETT LOOP, SUITE 304 MANASSAS, VA 20109 | PRINCIPAL LIFE INSURANCE COMPANY | $0 | $2K | $2K | 4.90% |
| DAILYFEATS INC.3 | 101 TREMONT STREET, 11TH FLOOR BOSTON, MA 02108 | PRINCIPAL LIFE INSURANCE COMPANY | $1K | $0 | $1K | 3.86% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 128 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 128 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | PRINCIPAL LIFE INSURANCE COMPANY | 201 | $37K |
| Life insurance(2 contracts, 2 carriers) | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | 201 | $85K |
| Short-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 201 | $37K |
| Long-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 201 | $37K |
| Other | PRINCIPAL LIFE INSURANCE COMPANY | 201 | $37K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 201 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.