| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ENROLLEASE3 Filed as: THE KNW GROUP LLC | 505 WATERFORD PARK HWY 169 STE 1100 PLYMOUTH, MN 55441 | BLUECROSS BLUESHIELD OF TENNESSEE INC | $71K | — | $71K | 2.42% |
| ENROLLEASE3 Filed as: THE KNW GROUP LLC | 505 WATERFORD PARK HWY 169 STE 1100 PLYMOUTH, MN 55441 | KAISER FOUNDATION HEALTH PLAN OF WASHINGTON | $16K | — | $16K | 1.90% |
| ENROLLEASE3 Filed as: THE KNW GROUP LLC | 505 WATERFORD PARK STE 1100 PLYMOTH, MN 554410000 | KAISER FOUNDATION HEALTH PLAN OF WASHINGTON | $13K | — | $13K | 1.92% |
| ENROLLEASE3 Filed as: KNW GROUP LLC | 505 WATERFORD PARK STE 1100 PLYMOUTH, MN 554410000 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $26K | $4K | $30K | 11.42% |
| ENROLLEASE3 Filed as: THE KNW GROUP LLC | 505 WATERFORD PARK HWY 169 STE 1100 PLYMOTH, MN 55441 | VISION SERVICE PLAN | $2K | — | $2K | 3.90% |
| ENROLLEASE3 Filed as: THE KNW GROUP LLC | 505 WATERFORD PARK HWY 169 STE 1100 PLYMOTH, MN 55441 | UNUM INSURANCE COMPANY | $3K | $651 | $4K | 12.54% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 592 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 593 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 2 carriers) | BLUECROSS BLUESHIELD OF TENNESSEE INC | 740 | $4.5M |
| Vision | VISION SERVICE PLAN | 310 | $45K |
| Life insurance | UNUM LIFE INSURANCE COMPANY OF AMERICA | 620 | $260K |
| Short-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 620 | $260K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 620 | $260K |
| Other(2 contracts, 2 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 620 | $291K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 740 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.