| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| DIMARTINO ASSOCIATES3 | 1501 4TH AVE STE 2400 SEATTLE, WA 98101 | COMPANION LIFE COLUMBIA, SC | $25K | — | $25K | 4.00% |
| GAIL E MCGINN INSURANCE INC3 | 7021 NE 138TH PL KIRKLAND, WA 98034 | COMPANION LIFE COLUMBIA, SC | $25K | — | $25K | 4.00% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF WASHINGTON-SEATTLE | 1501 4TH AVE SUITE 2400 SEATTLE, WA 98101 | LIFEMAP ASSURANCE COMPANY | $15K | — | $15K | 7.50% |
| GAIL E MCGINN INSURANCE INC3 | 7021 NE 138TH PL KIRKLAND, WA 98034 | LIFEMAP ASSURANCE COMPANY | $15K | — | $15K | 7.50% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| WELFARE AND PENSION ADMIN SERVICE EIN 91-1363171 NONE | Direct payment from the plan; Recordkeeping and information management (computing, tabulating, data processing, etc.); Contract Administrator; Plan Administrator; Claims processing; Accounting (including auditing) Service code 10 | — | $562K |
| AETNA EIN 23-2229683 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $244K |
| MCKENZIE ROTHWELL BARLOW & COUGHRAN EIN 91-0889948 NONE | Legal; Direct payment from the plan Service code 29 | — | $42K |
| WASHINGTON CAPITAL MANAGEMENT, INC. EIN 91-1042342 NONE | Investment management fees paid directly by plan; Direct payment from the plan; Investment management Service code 28 | — | $26K |
| BROWN & BROWN OF WASHINGTON-SEATTLE NONE | Insurance agents and brokers; Direct payment from the plan; Consulting (general) Service code 16 | 1501 4TH AVE SUITE 2400 SEATTLE, WA 98101 | $21K |
| GAIL E MCGINN INSURANCE, INC EIN 91-1652776 NONE | Direct payment from the plan; Consulting (general); Insurance agents and brokers Service code 16 | — | $21K |
| CLIFTONLARSONALLEN LLP EIN 41-0746749 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $18K |
| HEALTH CARE COST MGMT CORP OF AK EIN 94-3283661 NONE | Direct payment from the plan; Insurance services Service code 23 | — | $12K |
| HIGHLAND CAPITAL ADVISORS EIN 91-0889948 NONE | Direct payment from the plan; Investment advisory (plan) Service code 27 | — | $9K |
| BANK OF AMERICA CORP EIN 94-1687665 NONE | Float revenue; Custodial (other than securities); Direct payment from the plan Service code 18 | — | $7K |
| EMDEON EIN 20-5591816 NONE | Direct payment from the plan; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | — | $6K |
| MILLIMAN INC EIN 94-1701048 NONE | Actuarial; Direct payment from the plan Service code 11 | — | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,139 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 118 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,257 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | WILLAMETTE DENTAL OF WASHINGTON, INC. | 560 | $212K |
| Life insurance | LIFEMAP ASSURANCE COMPANY | 1,131 | $202K |
| Prescription drug | UNITED HEALTHCARE INSURANCE COMPANY | 125 | $0 |
| Stop-loss / reinsurancereinsurance | COMPANION LIFE COLUMBIA, SC | 1,249 | $629K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,249 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.