| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THOMAS MEANS3 Filed as: THOMAS SEIGNER | 2024 WOODBURN AVENUE WESTLAKE VILLAGE, CA 91361 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $134K | $0 | $134K | 1.46% |
| THOMAS MEANS3 Filed as: THOMAS SEIGNER | 2024 WOODBURN AVENUE WESTLAKE VILLAGE, CA 91361 | CIGNA HEALTHCARE OF CALIFORNIA | $36K | $0 | $36K | 1.34% |
| THOMAS MEANS3 Filed as: THOMAS SEIGNER | 2024 WOODBURN AVENUE WESTLAKE VILLAGE, CA 91361 | METROPOLITAN LIFE INSURANCE COMPANY | $49K | $0 | $49K | 4.21% |
| PLANSOURCE BENEFITS ADMINISTRATION3 | 101 SOUTH GARLAND AVENUE #203 ORLANDO, FL 32801 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $29K | $29K | 2.51% |
| THOMAS MEANS3 Filed as: THOMAS C. SEIGNER | 2024 WOODBURN AVENUE WESTLAKE VILLAGE, CA 91361 | SUN LIFE ASSURANCE COMPANY OF CANADA | $32K | $0 | $32K | 7.05% |
| JOHN R. EDMONDS3 | 126 LOMITA STREET EL SEGUNDO, CA 90245 | SUN LIFE ASSURANCE COMPANY OF CANADA | $1K | $0 | $1K | 0.23% |
| THOMAS MEANS3 Filed as: THOMAS C. SEIGNER | 2024 WOODBURN AVENUE WESTLAKE VILLAGE, CA 91361 | VISION SERVICE PLAN | $13K | $0 | $13K | 9.17% |
| EDMONDS INSURANCE SERVICES, INC.3 | 126 LOMITA STREET EL SEGUNDO, CA 90245 | VISION SERVICE PLAN | $6 | $0 | $6 | 0.00% |
| THOMAS MEANS3 Filed as: THOMAS C. SEIGNER | 2024 WOODBURN AVENUE WESTLAKE VILLAGE, CA 91361 | METLIFE LEGAL PLANS | $4K | $0 | $4K | 7.26% |
| EDMONDS INSURANCE SERVICES, INC.3 | 126 LOMITA STREET EL SEGUNDO, CA 90245 | METLIFE LEGAL PLANS | $1K | $0 | $1K | 2.74% |
| THOMAS MEANS3 Filed as: THOMAS C. SEIGNER | 2024 WOODBURN AVENUE WESTLAKE VILLAGE, CA 91361 | SUN LIFE ASSURANCE COMPANY OF CANADA | $1K | $0 | $1K | 9.12% |
| THOMAS MEANS3 Filed as: THOMAS C. SEIGNER | 2024 WOODBURN AVENUE WESTLAKE VILLAGE, CA 91361 | SUN LIFE AND HEALTH INSURANCE COMPANY (U.S.) | $539 | $0 | $539 | 5.49% |
| THOMAS MEANS3 Filed as: THOMAS SEIGNER | 2024 WOODBURN AVENUE WESTLAKE VILLAGE, CA 91361 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $1K | $0 | $1K | 15.00% |
| THOMAS MEANS3 Filed as: THOMAS SEIGNER | 2024 WOODBURN AVENUE WESTLAKE VILLAGE, CA 91361 | FOUR EVER LIFE INSURANCE COMPANY | $948 | $0 | $948 | 14.99% |
| THOMAS MEANS3 Filed as: THOMAS SEIGNER | 2024 WOODBURN AVENUE WESTLAKE VILLAGE, CA 91361 | LLOYD'S OF LONDON | $581 | $0 | $581 | 9.68% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 833 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 12 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 848 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 624 | $11.8M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 794 | $1.2M |
| Vision | VISION SERVICE PLAN | 793 | $142K |
| Life insurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 833 | $456K |
| Short-term disability(3 contracts, 2 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 404 | $27K |
| Long-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 833 | $456K |
| Prescription drug | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 624 | $9.1M |
| Other(4 contracts, 4 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 833 | $520K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 833 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.