| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THOMAS MEANS3 Filed as: THOMAS SEIGNER | 2024 WOODBURN AVENUE WESTLAKE VILLAGE, CA 91361 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $122K | $6K | $128K | 1.62% |
| THOMAS MEANS3 Filed as: THOMAS SEIGNER | 2024 WOODBURN AVENUE WESTLAKE VILLAGE, CA 91361 | CIGNA HEALTHCARE OF CALIFORNIA | $35K | $0 | $35K | 1.34% |
| THOMAS MEANS3 Filed as: THOMAS SEIGNER | 2024 WOODBURN AVENUE WESTLAKE VILLAGE, CA 91361 | METROPOLITAN LIFE INSURANCE COMPANY | $56K | $0 | $56K | 5.34% |
| PLANSOURCE BENEFITS ADMINISTRATION3 | 101 SOUTH GARLAND AVENUE #203 ORLANDO, FL 32801 | METROPOLITAN LIFE INSURANCE COMPANY | $33K | $0 | $33K | 3.21% |
| THOMAS MEANS3 Filed as: THOMAS SEIGNER | 2024 WOODBURN AVENUE WESTLAKE VILLAGE, CA 91361 | SUN LIFE ASSURANCE COMPANY OF CANADA | $26K | $0 | $26K | 7.82% |
| THOMAS MEANS3 Filed as: THOMAS SEIGNER | 2024 WOODBURN AVENUE WESTLAKE VILLAGE, CA 91361 | VISION SERVICE PLAN | $14K | $0 | $14K | 10.00% |
| THOMAS MEANS3 Filed as: THOMAS SEIGNER | 2024 WOODBURN AVENUE WESTLAKE VILLAGE, CA 91361 | HYATT LEGAL PLANS | $3K | $0 | $3K | 9.37% |
| THOMAS MEANS3 Filed as: THOMAS SEIGNER | 2024 WOODBURN AVENUE WESTLAKE VILLAGE, CA 91361 | SUN LIFE ASSURANCE COMPANY OF CANADA | $2K | $0 | $2K | 10.00% |
| THOMAS MEANS3 Filed as: THOMAS SEIGNER | 2024 WOODBURN AVENUE WESTLAKE VILLAGE, CA 91361 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $1K | $0 | $1K | 15.00% |
| THOMAS MEANS3 Filed as: THOMAS SEIGNER | 2024 WOODBURN AVENUE WESTLAKE VILLAGE, CA 91361 | FOUR EVER LIFE INSURANCE COMPANY | $948 | $0 | $948 | 14.99% |
| THOMAS MEANS3 Filed as: THOMAS SEIGNER | 2024 WOODBURN AVENUE WESTLAKE VILLAGE, CA 91361 | LLOYD'S OF LONDON | $596 | $0 | $596 | 9.69% |
| THOMAS MEANS3 Filed as: THOMAS SEIGNER | 2024 WOODBURN AVENUE WESTLAKE VILLAGE, CA 91361 | SUN LIFE AND HEALTH INSURANCE COMPANY (U.S.) | $209 | $0 | $209 | 3.48% |
| THOMAS MEANS3 Filed as: THOMAS SEIGNER | 2024 WOODBURN AVENUE WESTLAKE VILLAGE, CA 91361 | SUN LIFE AND HEALTH INSURANCE COMPANY (U.S.) | $479 | $0 | $479 | 9.27% |
| THOMAS MEANS3 Filed as: THOMAS SEIGNER | 2024 WOODBURN AVENUE WESTLAKE VILLAGE, CA 91361 | SUN LIFE AND HEALTH INSURANCE COMPANY (U.S.) | $0 | $0 | $0 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 804 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 7 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 813 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 539 | $10.5M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 745 | $1.0M |
| Vision | VISION SERVICE PLAN | 742 | $136K |
| Life insurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 804 | $332K |
| Short-term disability(4 contracts, 2 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 370 | $27K |
| Long-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 804 | $332K |
| Prescription drug | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 539 | $7.9M |
| Other(4 contracts, 4 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 804 | $382K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 804 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.