No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| WELFARE & PENSION ADMIN SVC, INC EIN 91-1363171 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.); Accounting (including auditing); Other services; Claims processing; Direct payment from the plan Service code 10 | — | $89K |
| BROWN & BROWN OF WASHINGTON INC EIN 91-0378940 NONE | Direct payment from the plan; Consulting (general); Insurance agents and brokers Service code 16 | — | $52K |
| ANASTASI, MOORE & MARTIN, PLLC EIN 20-8149084 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $14K |
| STOLL LAW GROUP EIN 91-1730364 NONE | Legal Service code 29 | — | $8K |
| QUEST INVESTMENT MANAGEMENT, LLC EIN 93-0880854 NONE | Non-monetary compensation; Investment management fees paid directly by plan; Investment advisory (plan) Service code 27 | — | $5K |
| U.S. BANK NONE | Custodial (securities); Direct payment from the plan Service code 19 | 555 SOUTHWEST OAK ST, PL-6 PORTLAND, OR 97204 | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 402 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 402 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | KAISER FOUNDATION HEALTH PLAN OF WASHINGTON | 272 | $1.8M |
| Dental | DELTA DENTAL OF WASHINGTON | 291 | $124K |
| Vision | VISION SERVICE PLAN | 286 | $13K |
| Life insurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 444 | $27K |
| Short-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 444 | $27K |
| Other | SUN LIFE ASSURANCE COMPANY OF CANADA | 444 | $27K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 444 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.