| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CUMMINGS FRASER & ASSOCIATES, LLC3 | 3201 FIRST AVE S SUITE 108 SEATTLE, WA 98134 | KAISER FOUNDATION HEALTH PLAN OF WASHINGTON OPTIONS, INC. | $27K | — | $27K | 2.00% |
| CUMMINGS FRASER & ASSOCIATES, LLC3 | 3201 FIRST AVE S SUITE 108 SEATTLE, WA 98134 | KAISER FOUNDATION HEALTH PLAN OF WASHINGTON | $12K | — | $12K | 2.00% |
| CUMMINGS FRASER & ASSOCIATES, LLC3 | 3201 FIRST AVE S SUITE 108 SEATTLE, WA 98134 | DELTA DENTAL OF WASHINGTON | $9K | — | $9K | 5.00% |
| CUMMINGS FRASER & ASSOCIATES, LLC3 | 3201 1ST AVE S SUITE 108 SEATTLE, WA 98234 | VISION SERVICE PLAN | $989 | — | $989 | 5.80% |
| CUMMINGS FRASER & ASSOCIATES, LLC3 Filed as: CUMMINGS FRASER & ASSOCIATES | 3201 FIRST AVE S SUITE 108 SEATTLE, WA 98134 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $2K | — | $2K | 10.18% |
| CUMMINGS FRASER & ASSOCIATES, LLC3 | 3201 FIRST AVE S SUITE 108 SEATTLE, WA 98134 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $2K | — | $2K | 10.17% |
| CUMMINGS FRASER & ASSOCIATES, LLC3 | 3201 1ST AVE S SUITE 108 SEATTLE, WA 98134 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $65 | — | $65 | 0.82% |
| CUMMINGS FRASER & ASSOCIATES, LLC3 Filed as: CUMMINGS FRASER & ASSOCIATES | 3201 FIRST AVE S SUITE 108 SEATTLE, WA 98134 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $749 | — | $749 | 10.17% |
| CUMMINGS FRASER & ASSOCIATES, LLC3 | 3201 1ST AVE S SUITE 108 SEATTLE, WA 98134 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $647 | — | $647 | 10.14% |
| CUMMINGS FRASER & ASSOCIATES, LLC3 | 3201 1ST AVE S SUITE 108 SEATTLE, WA 98134 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $86 | — | $86 | 1.83% |
| CUMMINGS FRASER & ASSOCIATES, LLC3 | 3201 FIRST AVE S SUITE 108 SEATTLE, WA 98134 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $345 | — | $345 | 10.16% |
| CUMMINGS FRASER & ASSOCIATES, LLC3 | 3201 1ST AVE S SUITE 108 SEATTLE, WA 98134 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $340 | — | $340 | 10.16% |
| CUMMINGS FRASER & ASSOCIATES, LLC3 | 3201 FIRST AVE S SUITE 108 SEATTLE, WA 98134 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $115 | — | $115 | 10.16% |
| CUMMINGS FRASER & ASSOCIATES, LLC3 | 3201 FIRST AVE S SUITE 134 SEATTLE, WA 98134 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $53 | — | $53 | 10.25% |
| CUMMINGS FRASER & ASSOCIATES, LLC3 | 3201 FIRST AVE S SUITE 108 SEATTLE, WA 98134 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $7 | — | $7 | 10.77% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 183 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 183 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | KAISER FOUNDATION HEALTH PLAN OF WASHINGTON OPTIONS, INC. | 186 | $2.0M |
| Dental | DELTA DENTAL OF WASHINGTON | 274 | $171K |
| Vision | VISION SERVICE PLAN | 184 | $17K |
| Life insurance(9 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 123 | $55K |
| Short-term disability(7 contracts, 2 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 123 | $37K |
| Long-term disability(3 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 123 | $23K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 274 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.