| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| NFP INSURANCE SERVICES INC3 | 1250 CAPITAL OF TEXAS HIGHWAY S BUILDING 2, SUITE 600 AUSTIN, TX 78746 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $0 | $706 | $706 | 0.89% |
| LIBERTY BENEFITS GROUP LLC3 | 17610 WOODINVILLE SNOHOMISH ROAD WOODINVILLE, WA 98072 | KAISER FOUNDATION HEALTH PLAN OF WASHINGTON | $3K | $0 | $3K | 5.79% |
| LBG ADVISORS | — | WILLAMETTE DENTAL OF WASHINGTON, INC. | $0 | — | $0 | 0.00% |
| WILLIAM DUNAGAN3 Filed as: WILLIAM DANAGAN | 27034 111TH PLACE SE KENT, WA 98030 | AFLAC | $932 | $0 | $932 | 4.73% |
| MARY POHLMAN3 | 8400 24TH AVENUE SW SEATTLE, WA 98106 | AFLAC | $512 | $0 | $512 | 2.60% |
| MJ INSURANCE3 Filed as: JACOB MCINTOSH AND VARIOUS AGENTS | 665 S WOODRUFF AVENUE, SUITE 250 IDAHO FALLS, OR 83401 | AFLAC | $258 | $0 | $258 | 1.31% |
| PACIFIC BENEFIT SOLUTIONS LLC3 Filed as: PACIFIC BENEFIT SOLUTIONS | PO BOX 5734 KENT, WA 98064 | AFLAC | $243 | $0 | $243 | 1.23% |
| JAMEY MILLER INC3 Filed as: JAMEY MILLER | 12942 193RD AVENUE E BONNEY LAKE, WA 98391 | AFLAC | $130 | $0 | $130 | 0.66% |
| BRANDON C. HOOBLER AND OTHER AGENTS3 Filed as: BRANDON COOPER | 1230 S 336TH STREET, SUITE A FEDERAL WAY, WA 98003 | AFLAC | $93 | $0 | $93 | 0.47% |
| COTTER CONSULTING & BENEFITS INC3 Filed as: COTTER CONSULTING | 13526 160TH AVENUE NE REDMOND, WA 98052 | AFLAC | $87 | $0 | $87 | 0.44% |
| LIBERTY BENEFITS GROUP LLC3 Filed as: LIBERTY BENEFITS GROUP, LLC | PO BOX 691 WOODINVILLE, WA 98072 | VISION SERVICE PLAN | $976 | — | $976 | 6.03% |
| WILLIAM DUNAGAN3 | 27034 111TH PLACE SE KENT, WA 98030 | AFLAC | $709 | $0 | $709 | 4.48% |
| COTTER CONSULTING & BENEFITS INC3 Filed as: COTTER CONSULTING | 13526 160TH AVENUE NE REDMOND, WA 98052 | AFLAC | $410 | $0 | $410 | 2.59% |
| MJ INSURANCE3 Filed as: BEN FUHRIMAN AND VARIOUS AGENTS | 1441 N 570 E SHELLEY, ID 83274 | AFLAC | $292 | $0 | $292 | 1.84% |
| MARY POHLMAN3 | 8400 24TH AVENUE SW SEATTLE, WA 98106 | AFLAC | $174 | $0 | $174 | 1.10% |
| DAVID J MCCLELLAN3 Filed as: DAVID CIAMPOLI | 1204 BIG OAK DRIVE ALMA, AR 72921 | AFLAC | $119 | $0 | $119 | 0.75% |
| PACIFIC BENEFIT SOLUTIONS LLC3 Filed as: PACIFIC BENEFIT SOLUTIONS | PO BOX 5734 KENT, WA 98064 | AFLAC | $67 | $0 | $67 | 0.42% |
| HILARY RADOLEC3 Filed as: HILARY CAHILL | 25540 SE 247TH PLACE MAPLE VALLEY, WA 98038 | AFLAC | $56 | $0 | $56 | 0.35% |
| WILLIAM DUNAGAN Filed as: WILLIAM R DUNAGAN | 27034 111TH PL SE KENT, WA 98030 | AFLAC | $163 | $0 | $163 | 5.46% |
| MARY POHLMAN | 8400 24TH AVE SW SEATTLE, WA 98106 | AFLAC | $90 | $0 | $90 | 3.01% |
| CHARLES H WEISSBERGER | 54110 MICHELE LN SHELBY TOWNSHIP, MI 48315 | AFLAC | $69 | $0 | $69 | 2.31% |
| THE WRIGHT BENEFITS LLC | 4923 LAKERIDGE DR E LAKE TAPPS, WA 98391 | AFLAC | $35 | $0 | $35 | 1.17% |
| PACIFIC BENEFIT SOLUTIONS LLC | PO BOX 5734 KENT, WA 98064 | AFLAC | $8 | $0 | $8 | 0.27% |
| JAMEY MILLER INC3 Filed as: JAMEY MILLER | 12942 193RD AVENUE E BONNEY LAKE, WA 98391 | AFLAC | $5 | $0 | $5 | 0.17% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 209 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 209 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | KAISER FOUNDATION HEALTH PLAN OF WASHINGTON | 9 | $57K |
| Dental(2 contracts, 2 carriers) | DELTA DENTAL OF WASHINGTON | 269 | $174K |
| Vision | VISION SERVICE PLAN | 186 | $16K |
| Life insurance | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 289 | $79K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 289 | $79K |
| Other(4 contracts, 2 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 289 | $118K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 289 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.