| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| NFP INSURANCE SERVICES INC3 Filed as: NFP INSURANCE SERVICES, INC. | 1250 SOUTH CAPITAL OF TEXAS HIGHWAY AUSTIN, TX 78746 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $0 | $856 | $856 | 1.21% |
| WILLIAM DUNAGAN3 Filed as: WILLIAM R. DUNAGAN | 27034 111TH PLACE SE KENT, WA 98030 | AFLAC | $2K | $113 | $3K | 5.10% |
| MARY POHLMAN3 | 8400 24TH AVENUE SW SEATTLE, WA 98106 | AFLAC | $1K | $52 | $1K | 2.16% |
| PACIFIC BENEFIT SOLUTIONS LLC3 Filed as: PACIFIC BENEFIT SOLUTIONS, LLC | PO BOX 5734 KENT, WA 98064 | AFLAC | $545 | $108 | $653 | 1.29% |
| COTTER CONSULTING & BENEFITS INC3 Filed as: COTTER CONSULTING AND BENEFITS, INC | 13526 160TH AVENUE NE REDMOND, WA 98052 | AFLAC | $624 | $0 | $624 | 1.24% |
| MJ INSURANCE3 Filed as: HILARY K. CAHILL AND VARIOUS AGENTS | 25540 SE 274TH PLACE MAPLE VALLEY, WA 98038 | AFLAC | $455 | $0 | $455 | 0.90% |
| MJ INSURANCE3 Filed as: JACOB MCINTOSH AND VARIOUS AGENTS | 665 SOUTH WOODRUFF AVENUE SUITE 250 IDAHO FALLS, OR 83401 | AFLAC | $319 | $0 | $319 | 0.63% |
| JAMEY MILLER INC3 Filed as: JAMEY MILLER, INC. | 12942 193RD AVENUE EAST BONNEY LAKE, WA 98391 | AFLAC | $196 | $52 | $248 | 0.49% |
| DAVID E CIAMPOLI3 Filed as: DAVID E. CIAMPOLI | 1204 BIG OAK DRIVE ALMA, AR 72921 | AFLAC | $155 | $0 | $155 | 0.31% |
| CHARLES H WEISSBERGER3 Filed as: CHARLES H. WEISSBERGER | 54110 MICHELE LANE SHELBY TOWNSHIP, MI 48315 | AFLAC | $136 | $0 | $136 | 0.27% |
| THE WRIGHT BENEFITS LLC3 Filed as: THE WRIGHT BENEFITS, LLC | 4923 LAKERIDGE DRIVE EAST LAKE TAPPS, WA 98391 | AFLAC | $111 | $0 | $111 | 0.22% |
| BRANDON PENKO3 Filed as: BRANDON C. HOOBLER | 1230 SOUTH 336TH STREET, SUITE A FEDERAL WAY, WA 98003 | AFLAC | $99 | $0 | $99 | 0.20% |
| BENJAMIN G FUHRIMAN3 Filed as: BENJAMIN G. FUHRIMAN | 1441 NORTH 570 EAST SHELLEY, ID 83274 | AFLAC | $81 | $0 | $81 | 0.16% |
| LIBERTY BENEFITS GROUP LLC3 Filed as: LIBERTY BENEFITS GROUP, LLC | PO BOX 691 WOODINVILLE, WA 98072 | VISION SERVICE PLAN | $869 | $0 | $869 | 6.08% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 186 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 186 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental(2 contracts, 2 carriers) | DELTA DENTAL OF WASHINGTON | 247 | $158K |
| Vision | VISION SERVICE PLAN | 166 | $14K |
| Life insurance | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 293 | $71K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 293 | $71K |
| Other(2 contracts, 2 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 293 | $121K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 293 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.