| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 Filed as: AON CONSULTING | 29840 NETWORK PLACE CHICAGO, IL 60673 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $75K | — | $75K | 1.50% |
| AON CONSULTING INC3 | 1420 FIFTH AVENUE, SUITE 1200 SEATTLE, WA 98101 | KAISER FOUNDATION HEALTH PLAN OF WASHINGTON | $8K | — | $8K | 1.49% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. WA | 29840 NETWORK PLACE CHICAGO, IL 606731298 | DELTA DENTAL OF WASHINGTON | $4K | — | $4K | 1.25% |
| AON CONSULTING INC3 Filed as: AON CONSULTING - SEATTLE | 81420 5TH AVENUE SEATTLE, WA 981014030 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $7K | — | $7K | 2.50% |
| AON CONSULTING INC3 Filed as: AON CONSULTING - SEATTLE | 81420 5TH AVENUE SEATTLE, WA 981014030 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $3K | — | $3K | 1.25% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 29840 NETWORK PLACE CHICAGO, IL 606731288 | VISION SERVICE PLAN | $3K | — | $3K | 2.47% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 29840 NETWORK PLACE CHICAGO, IL 60673 | WILLAMETTE DENTAL GROUP OF WASHINGTON, INC. | $246 | — | $246 | 1.82% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. WA | 29840 NETWORK PLACE CHICAGO, IL 606731298 | DELTA DENTAL OF WASHINGTON | $131 | — | $131 | 1.43% |
| AON CONSULTING INC3 Filed as: AON CONSULTING - SEATTLE | PO BOX 905494 CHARLOTTE, NC 282905494 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $283 | — | $283 | 7.79% |
| AON CONSULTING INC3 Filed as: AON CONSULTING - SEATTLE | 81420 5TH AVENUE SEATTLE, WA 981014030 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $92 | $77 | $169 | 5.52% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 200 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 9 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 209 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 321 | $5.5M |
| Dental(3 contracts, 2 carriers) | DELTA DENTAL OF WASHINGTON | 504 | $324K |
| Vision | VISION SERVICE PLAN | 207 | $113K |
| Life insurance(3 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 195 | $265K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 195 | $283K |
| Prescription drug | KAISER FOUNDATION HEALTH PLAN OF WASHINGTON | 63 | $545K |
| Other(3 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 195 | $265K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 504 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.