| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 Filed as: AON CONSULTING | 29840 NETWORK PLACE CHICAGO, IL 60673 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $71K | $536 | $72K | 1.50% |
| AON CONSULTING INC3 | 1420 FIFTH AVENUE, SUITE 1200 SEATTLE, WA 98101 | KAISER FOUNDATION HEALTH PLAN OF WASHINGTON | $7K | — | $7K | 1.36% |
| AON CONSULTING INC3 Filed as: AON CONSULTING - SEATTLE | PO BOX 905494 CHARLOTTE, NC 282905494 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $32K | — | $32K | 7.80% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 29840 NETWORK PLACE CHICAGO, IL 606731298 | DELTA DENTAL OF WASHINGTON | $4K | — | $4K | 1.25% |
| AON CONSULTING INC3 Filed as: AON CONSULTING - SEATTLE | 81420 5TH AVENUE SEATTLE, WA 981014030 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $6K | — | $6K | 2.50% |
| AON CONSULTING INC3 Filed as: AON CONSULTING - SEATTLE | 81420 5TH AVENUE SEATTLE, WA 981014030 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $3K | — | $3K | 1.25% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 29840 NETWORK PLACE CHICAGO, IL 606731288 | VISION SERVICE PLAN | $2K | — | $2K | 2.49% |
| AON CONSULTING INC3 Filed as: AON CONSULTING - SEATTLE | 81420 5TH AVENUE SEATTLE, WA 981014030 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $2K | — | $2K | 2.50% |
| AON CONSULTING INC3 Filed as: AON CONSULTING - SEATTLE | 81420 5TH AVENUE SEATTLE, WA 981014030 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $935 | — | $935 | 1.25% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 29840 NETWORK PLACE CHICAGO, IL 60673 | WILLAMETTE DENTAL GROUP OF WASHINGTON, INC. | $261 | — | $261 | 2.20% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 29840 NETWORK PLACE CHICAGO, IL 606731298 | DELTA DENTAL OF WASHINGTON | $144 | — | $144 | 1.38% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 189 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 20 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 209 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 310 | $5.3M |
| Dental(3 contracts, 2 carriers) | DELTA DENTAL OF WASHINGTON | 486 | $317K |
| Vision | VISION SERVICE PLAN | 203 | $91K |
| Life insurance(3 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 186 | $690K |
| Long-term disability(2 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 186 | $322K |
| Prescription drug | KAISER FOUNDATION HEALTH PLAN OF WASHINGTON | 54 | $482K |
| Other(3 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 186 | $690K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 486 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.