No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BENEFIT PLAN ADMINISTRATOR EIN 88-0277518 PLAN ADMINISTRATOR | Plan Administrator; Consulting (general) Service code 14 | 445 APPLE STREET, SUITE 200 RENO, NV 89502 | $721K |
| JENKINS & CARTER EIN 88-0271101 NONE | Legal Service code 29 | 501 HAMILL LANE RENO, NV 89511 | $109K |
| THE SEGAL COMPANY EIN 94-1503999 NONE | Consulting (general) Service code 16 | 100 MONTGOMERY STREET, SUITE 500 SAN FRANCISO, CA 941044308 | $56K |
| EIDE BAILLY LLP EIN 45-0250958 NONE | Accounting (including auditing) Service code 10 | 5441 KIETZKE LANE STE. 150 RENO, NV 89511 | $21K |
| ALLIANT EIN 33-0785439 NONE | Consulting (general) Service code 16 | 1930 VILLAGE CENTER CIRCLE, 3-397 LAS VEGAS, NV 89134 | $14K |
| MEDICAL REVIEW INSTITUTE OF AMERICA EIN 87-0515201 NONE | Consulting fees Service code 70 | 2875 S. DECKER LAKE DRIVE, SUITE 55 SALT LAKE CITY, UT 84119 | $11K |
| ANDCO CONSULTING EIN 59-3676225 NONE | Investment advisory (plan) Service code 27 | 10391 DOUBLE R BLVD RENO, NV 89521 | $9K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,288 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 1,288 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | THE UNION LABOR LIFE INSURANCE COMPANY | 1,203 | $40K |
| Stop-loss / reinsurancereinsurance | THE UNION LABOR LIFE INSURANCE COMPANY | 1,182 | $1.7M |
| Other | THE UNION LABOR LIFE INSURANCE COMPANY | 1,203 | $4K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,203 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.