No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BENEFIT PLAN ADMINISTRATOR EIN 88-0277518 PLAN ADMINISTRATOR | Consulting (general); Plan Administrator Service code 14 | 445 APPLE STREET, SUITE 200 RENO, NV 89502 | $496K |
| JENKINS & CARTER EIN 88-0271101 NONE | Legal Service code 29 | 501 HAMILL LANE RENO, NV 89511 | $73K |
| THE SEGAL COMPANY EIN 94-1503999 NONE | Consulting (general) Service code 16 | 100 MONTGOMERY STREET, SUITE 500 SAN FRANCISO, CA 941044308 | $38K |
| EIDE BAILLY LLP EIN 45-0250958 NONE | Accounting (including auditing) Service code 10 | 5441 KIETZKE LANE STE. 150 RENO, NV 89511 | $17K |
| ASSOCIATED THIRD PARTY ADMINISTRATO EIN 94-3087938 NONE | Contract Administrator Service code 13 | 1640 S. LOOP ROAD ALAMEDA, CA 94502 | $10K |
| MEDICAL REVIEW INSTITUTE OF AMERICA EIN 87-0515201 NONE | Consulting fees Service code 70 | 2875 S. DECKER LAKE DRIVE, SUITE 55 SALT LAKE CITY, UT 84119 | $9K |
| US BANK EIN 31-0841368 NONE | Trustee (bank, trust company, or similar financial institution) Service code 21 | 111 SW 5TH AVE., 6TH FLOOR PORTLAND, OR 97204 | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 933 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 933 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance(2 contracts, 2 carriers) | RELIASTAR LIFE INSURANCE COMPANY | 1,942 | $1.2M |
| Stop-loss / reinsurancereinsurance | RELIASTAR LIFE INSURANCE COMPANY | 1,942 | $1.1M |
| Other(2 contracts, 2 carriers) | RELIASTAR LIFE INSURANCE COMPANY | 1,942 | $1.2M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,942 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.