| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| SWARTS MANNING & ASSOCIATES Filed as: SWARTS MANNING AND ASSOICIATES | 10091 PARK RUN DR STE 200 LAS VEGAS, NV 89145 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICES INC | — | — | $0 | 0.00% |
| MARIA MCGLOTHEN3 | 1112 WARM CANYON WAY LAS VEGAS, NV 89123 | COLONIAL LIFE & ACCIDENT COMPANY | $4K | $108 | $4K | 8.73% |
| SWARTS MANNING & ASSOCIATES3 | 10091 PARK RUN DR LAS VEGAS, NV 89145 | COLONIAL LIFE & ACCIDENT COMPANY | $4K | — | $4K | 8.39% |
| OMEGA FINANCIAL AND INSURANCE SOLUT3 | 4663 CREEPING FIG CT LAS VEGAS, NV 89129 | COLONIAL LIFE & ACCIDENT COMPANY | $677 | $268 | $945 | 1.88% |
| ANTHONY THOMAS THIELGES3 | 8377 HIDDEN HILLS DR LAS VEGAS, NV 89123 | COLONIAL LIFE & ACCIDENT COMPANY | $802 | $41 | $843 | 1.67% |
| GERALDINE RAE LEE3 | 951 SAN GABRIEL AVE HENDERSON, NV 89002 | COLONIAL LIFE & ACCIDENT COMPANY | $358 | — | $358 | 0.71% |
| HUGO GUZMAN3 | 2657 WINDMILL PKWY HENDERSON, NV 89074 | COLONIAL LIFE & ACCIDENT COMPANY | $248 | — | $248 | 0.49% |
| LIFE TIME SOLUTIONS LLC3 | 861 KENWOOD ST UPLAND, CA 91784 | COLONIAL LIFE & ACCIDENT COMPANY | $65 | $161 | $226 | 0.45% |
| VIP INSURANCE INC3 | 18 STONEMARK DR HENDERSON, NV 89052 | COLONIAL LIFE & ACCIDENT COMPANY | $182 | $28 | $210 | 0.42% |
| DARCY COON3 | 1392 PENINSULA POINT LAS VEGAS, NV 89123 | COLONIAL LIFE & ACCIDENT COMPANY | $139 | $19 | $158 | 0.31% |
| MARIA VERONICA JARQUE3 | 4525 GEORGIA ST SAN DIEGO, CA 92116 | COLONIAL LIFE & ACCIDENT COMPANY | $115 | $26 | $141 | 0.28% |
| H&C PLUS 3 LLC3 | PO BOX 90171 HENDERSON, NV 89009 | COLONIAL LIFE & ACCIDENT COMPANY | $141 | — | $141 | 0.28% |
| JOHN D EVANGELISTA3 | 26111 ANTONIO PARKWAY RANCHO SANTA MARGARITA, CA 82688 | COLONIAL LIFE & ACCIDENT COMPANY | $97 | $30 | $127 | 0.25% |
| CHRISTIAN RUIZ3 | 3741 SEAFORTH ST LAS VEGAS, NV 89129 | COLONIAL LIFE & ACCIDENT COMPANY | $112 | — | $112 | 0.22% |
| MARIA LOURDES MENDOZA3 | 26443 SAND PALM CT MORENO VALLEY, CA 92555 | COLONIAL LIFE & ACCIDENT COMPANY | $99 | $1 | $100 | 0.20% |
| MARIA C GONZALEZ3 | 11677 SANDPIPER CT MORENO VALLEY, CA 92557 | COLONIAL LIFE & ACCIDENT COMPANY | $57 | — | $57 | 0.11% |
| ISIDORO ZEICHNER3 | 525 C STREET APT 401 SAN DIEGO, CA 92101 | COLONIAL LIFE & ACCIDENT COMPANY | $19 | $1 | $20 | 0.04% |
| JOAN RANCE3 | 434 CRESTWAY ROAD HENDERSON, NV 89015 | COLONIAL LIFE & ACCIDENT COMPANY | $19 | $0 | $19 | 0.04% |
| RUTH ANN GONZALEZ3 | 2339 JEANNE DR LAS VEGAS, NV 89108 | COLONIAL LIFE & ACCIDENT COMPANY | $18 | — | $18 | 0.04% |
| WENDY DAWN PACK3 | 16109 WATT WAY RAMONA, CA 92065 | COLONIAL LIFE & ACCIDENT COMPANY | $17 | $1 | $18 | 0.04% |
| NORTHROP AND ASSOCIATES3 Filed as: NORTHROP ADN ASSOCIATES | 2505 ANTHEM VILLAGE DRIVE HENDERSON, NV 89052 | COLONIAL LIFE & ACCIDENT COMPANY | $11 | $4 | $15 | 0.03% |
| ARTURO PADRON URBINA3 | 5320 VAI CHEPO RIVERSIDE, CA 92507 | COLONIAL LIFE & ACCIDENT COMPANY | $14 | — | $14 | 0.03% |
| CONSUMER DRIVEN BENEFITS LLC3 Filed as: CONSUMER DRIVERN BENEFITS LLC | 3737 BIRCH ST NEWPORT BEACH, CA 92660 | COLONIAL LIFE & ACCIDENT COMPANY | $5 | $7 | $12 | 0.02% |
| JENNIFER WELLER3 | 700 PEACHY CANYON CIR LAS VEGAS, NV 89144 | COLONIAL LIFE & ACCIDENT COMPANY | $8 | — | $8 | 0.02% |
| LUIS RAFAEL VALLE3 | 2354 CHATKA LANE SAN BERNADINO, CA 92410 | COLONIAL LIFE & ACCIDENT COMPANY | $5 | $1 | $6 | 0.01% |
| MARK J MATSOCK3 Filed as: MARK J MATSOCK & ASSOC INC | 2400 E ARIZONA BILTMORE CIR PHOENIX, AZ 85016 | COLONIAL LIFE & ACCIDENT COMPANY | $5 | — | $5 | 0.01% |
| RENE ADRIAN RODRIGUEZ3 | 1814 EAST BELL RD PHOENIX, AZ 85022 | COLONIAL LIFE & ACCIDENT COMPANY | $5 | — | $5 | 0.01% |
| MICHAEL C WALKER3 Filed as: MICHAEL J MINNEY | PO BOX 365 POWAY, CA 92074 | COLONIAL LIFE & ACCIDENT COMPANY | $1 | — | $1 | 0.00% |
| PATRICIA MARTINEZ3 | 9572 WORLD CUP DR LAS VEGAS, NV 89117 | COLONIAL LIFE & ACCIDENT COMPANY | $1 | — | $1 | 0.00% |
| WILLIAM ERNEST DOBSON3 | PO BOX 27207 SAN DIEGO, CA 92190 | COLONIAL LIFE & ACCIDENT COMPANY | $1 | — | $1 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 0 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICES INC | 85 | $377K |
| Dental | COLONIAL LIFE & ACCIDENT COMPANY | 85 | $50K |
| Life insurance | COLONIAL LIFE & ACCIDENT COMPANY | 85 | $50K |
| Short-term disability | COLONIAL LIFE & ACCIDENT COMPANY | 85 | $50K |
| Long-term disability | COLONIAL LIFE & ACCIDENT COMPANY | 85 | $50K |
| Prescription drug | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICES INC | 55 | $327K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 85 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.