| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | 444 W 47TH ST, STE 900 KANSAS CITY, MO 64112 | BLUE CROSS OF CALIFORNIA | $181K | $18K | $200K | 4.43% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | 777 S FIGUEROA ST, STE 5200 LOS ANGELES, CA 90017 | KAISER FOUNDATION HEALTH PLAN INC | $32K | — | $32K | 3.02% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | 777 S FIGUEROA ST, STE 5200 LOS ANGELES, CA 90017 | KAISER FOUNDATION HEALTH PLAN INC | $26K | — | $26K | 2.81% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | DEPT LA 23940 PASADENA, CA 91185 | ARMADACARE | $8K | — | $8K | 1.96% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | DEP0 LA 23940 PASADENA, CA 24447 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $24K | — | $24K | 6.94% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | 444 W 47TH ST, STE 900 KANSAS CITY, MO 64112 | ANTHEM BLUE CROSS LIFE AND HEALTH INSURANCE COMPANY | $9K | $915 | $10K | 4.43% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | DEPT LA 23940 PASADENA, CA 91185 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $8K | $3K | $11K | 6.91% |
| SYNERGY ENROLLMENT AND BENEFITS LLC3 Filed as: SYNERGY ENROLLMENT AND BENEFITS | 3550 CAMINO DEL RIO N, SUITE 207 SAN DIEGO, CA 92108 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $10K | $415 | $11K | 10.81% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | DEPT LA 23940 PASADENA, CA 91185 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $7K | $344 | $8K | 7.65% |
| BCINSOURCING, LLC3 | 6363 COLLEGE BLVD OVERLAND, SC 66211 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $874 | — | $874 | 0.87% |
| EMPYREAN BENEFITS3 Filed as: EMPYREAN INSURANCE SVCS INC | 3010 BRIARPARK DRIVE HOUSTON, TX 77042 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $510 | $8 | $518 | 0.51% |
| PIEDMONT BENEFITS GROUP, INC.3 Filed as: PIEDMONT TECHNOLOGY HOLDINGS LLC | — | UNUM LIFE INSURANCE COMPANY OF AMERICA | — | $19K | $19K | 19.78% |
| SYNERGY ENROLLMENT AND BENEFITS LLC3 Filed as: SYNERGY ENROLLMENT AND BENEFITS | 3550 CAMINO DEL DEL RIO N SAN DIEGO, CA 92108 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $13K | $622 | $14K | 13.93% |
| LOCKTON COMPANIES, LLC3 Filed as: LOSKTON COMPANIES LLC | DEPT LA 23940 PASADENA, CA 91185 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $6K | $416 | $7K | 6.67% |
| EMPYREAN BENEFITS3 Filed as: EMPYREAN INSURANCE SVCS INC | 3010 BRIARPARK DRIVE, SUITE 500 HOUSTON, TX 77042 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $150 | $1 | $151 | 0.15% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | DEPT LA 23940 PASADENA, CA 91185 | VISION SERVICE PLAN | $3K | — | $3K | 3.16% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON INSURANCE BROKERS, INC. | 4275 EXECUTIVE SQUARE, SUITE 600 LA JOLLA, CA 92037 | WESTERN HEALTH ADVANTAGE | $2K | — | $2K | 7.46% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | DEPT LA 23940 PASADENA, CA 91185 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $4K | $488 | $4K | 49.10% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,614 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,617 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(5 contracts, 4 carriers) | BLUE CROSS OF CALIFORNIA | 275 | $6.9M |
| Dental(3 contracts, 3 carriers) | ARMADACARE | 1,324 | $969K |
| Vision(3 contracts, 3 carriers) | ARMADACARE | 1,324 | $707K |
| Life insurance(3 contracts, 2 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 1,681 | $273K |
| Short-term disability | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | 282 | $101K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 1,681 | $164K |
| Prescription drug(5 contracts, 4 carriers) | BLUE CROSS OF CALIFORNIA | 275 | $6.9M |
| Other(4 contracts, 2 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 1,681 | $371K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,681 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.