Welfare broker

PIEDMONT BENEFITS GROUP, INC.

Mailing address (most recent filing)

PIEDMONT BENEFITS GROUP INC

CORNELIUS, NC 28031

Total comp: $224K
Commissions: $215K
Fees: $9K
Filings: 7
Sponsors: 7

Carrier mix

Where PIEDMONT BENEFITS GROUP, INC. places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

HARTFORD LIFE AND ACCIDENT50.0%
EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
HARTFORD LIFE AND ACCIDENT	1	$987K	50.0%
EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA	1	$120K	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NC	2	$1.1M	0.1%	47.73x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of PIEDMONT BENEFITS GROUP, INC.'s plans by broker comp / premium ratio. Median 24.68% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of PIEDMONT BENEFITS GROUP, INC.'s book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where PIEDMONT BENEFITS GROUP, INC. is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
RANDY MARION INC RANDY MARION CHEVROLET BUICK CADILLAC LLC HEALTH & WELFARE PLAN	NC	$987K	$318K	HARTFORD LIFE AND ACCIDENT
SUPPORT INCORPORATED SUPPORT INCORPORATED HEALTH AND WELFARE PLAN	NC	$120K	$21K	EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA

Carrier

Plans

Premium

HARTFORD LIFE AND ACCIDENT

$987K

50.0%

EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA

$120K

50.0%

State

Plans

Premium

State share

Index

$1.1M

0.1%

47.73x

Sponsor

Loc

Premium

Comp

Carrier

RANDY MARION INC

RANDY MARION CHEVROLET BUICK CADILLAC LLC HEALTH & WELFARE PLAN

$987K

$318K

HARTFORD LIFE AND ACCIDENT

SUPPORT INCORPORATED

SUPPORT INCORPORATED HEALTH AND WELFARE PLAN

$120K

$21K

EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA