| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| TYLER INSURANCE GROUP LLC | 5540 S FORT APACHE RD SUITE 100 LAS VEGAS, NV 89148 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | $11K | $2K | $13K | 4.18% |
| M HILL INSURANCE AGENCY LLC3 | 3085 S JONES BLVD SUITE A LAS VEGAS, NV 89146 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | $2K | $288 | $2K | 0.61% |
| DISTINCTIVE INSURANCE3 | 9555 HILLWOOD DR STE 140 LAS VEGAS, NV 89134 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | $2K | $0 | $2K | 0.55% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INSURANCE OF NEVADA | 8337 W SUNSET RD STE 150 LAS VEGAS, NV 89113 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | $2K | $0 | $2K | 0.51% |
| KAMO ,NATHAN3 | 1368 PASEO VERDE PKWY HENDERSON, NV 89012 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | $880 | $0 | $880 | 0.28% |
| LEWIS ,JOEL3 | 1664 HWY 395 N SUITE 101 MINDEN, NV 89423 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | $527 | $0 | $527 | 0.17% |
| GOLDSTEIN ,HOWARD3 | 211 WOODBINE AVE NORTHPORT, NY 11768 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | $239 | $0 | $239 | 0.08% |
| NEVADA BENEFITS CORPORATION3 | 9505 HILLWOOD DR #100 LAS VEGAS, NV 89134 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | $235 | $0 | $235 | 0.08% |
| L/P INSURANCE SERVICES3 Filed as: L/P INSURANCE SERVICES LLC | 300 E 2ND STREET STE 1300 RENO, NV 89501 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | $202 | $0 | $202 | 0.06% |
| DOAN ,LUAN3 | 286 VINEYARD ROAD HUNTINGTON, NY 11743 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | $80 | $0 | $80 | 0.03% |
| TYLER INSURANCE GROUP LLC | 5540 S FORT APACHE RD SUITE 100 LAS VEGAS, NV 89148 | HMO COLORADO (G1522) | $6K | $956 | $7K | 2.29% |
| M HILL INSURANCE AGENCY LLC3 | 3085 S JONES BLVD SUITE A LAS VEGAS, NV 89146 | HMO COLORADO (G1522) | $893 | $212 | $1K | 0.35% |
| DISTINCTIVE INSURANCE3 | 9555 HILLWOOD DR STE 140 LAS VEGAS, NV 89134 | HMO COLORADO (G1522) | $952 | $0 | $952 | 0.30% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INSURANCE OF NEVADA | 8337 W SUNSET RD STE 150 LAS VEGAS, NV 89113 | HMO COLORADO (G1522) | $877 | $0 | $877 | 0.28% |
| KAMO ,NATHAN3 | 1368 PASEO VERDE PKWY HENDERSON, NV 89012 | HMO COLORADO (G1522) | $482 | $0 | $482 | 0.15% |
| LEWIS ,JOEL3 | 1664 HWY 395 N SUITE 101 MINDEN, NV 89423 | HMO COLORADO (G1522) | $289 | $0 | $289 | 0.09% |
| GOLDSTEIN ,HOWARD3 | 211 WOODBINE AVE NORTHPORT, NY 11768 | HMO COLORADO (G1522) | $131 | $0 | $131 | 0.04% |
| NEVADA BENEFITS CORPORATION3 | 9505 HILLWOOD DR #100 LAS VEGAS, NV 89134 | HMO COLORADO (G1522) | $129 | $0 | $129 | 0.04% |
| L/P INSURANCE SERVICES3 Filed as: L/P INSURANCE SERVICES LLC | 300 E 2ND STREET STE 1300 RENO, NV 89501 | HMO COLORADO (G1522) | $111 | $0 | $111 | 0.04% |
| DOAN ,LUAN3 | 286 VINEYARD ROAD HUNTINGTON, NY 11743 | HMO COLORADO (G1522) | $44 | $0 | $44 | 0.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 134 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 134 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | 178 | $626K |
| Dental(2 contracts, 2 carriers) | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | 178 | $626K |
| Vision(2 contracts, 2 carriers) | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | 178 | $626K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 178 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.