| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BUKATY COMPANIES3 Filed as: BUKATY COMPANIUES | 4601 COLLEGE BLVD LEAWOOD, KS 66211 | BLUECROSS BLUESHIELD KC | $58K | $15K | $73K | 6.60% |
| BUKATY COMPANIES3 | 4601 COLLEGE BLVD. LEAWOOD, KS 66211 | PRINCIPAL | $20K | $0 | $20K | 16.40% |
| TECH SOURCE3 | 14548 SHERWOOD STREET LEAWOOD, KS 66224 | PRINCIPAL | $0 | $5K | $5K | 4.09% |
| BLUE CROSS BLUE SHIELD OF FLORIDA3 Filed as: BLUECROSS BLUESHIELD OF KC | 2301 MAIN STREET KANSAS CITY, MO 64108 | PRINCIPAL | $0 | $5K | $5K | 3.77% |
| BUKATY COMPANIES3 Filed as: BUKATY COMPANIUES | 4601 COLLEGE BLVD LEAWOOD, KS 66211 | DELTA DENTAL OF KS | $9K | $0 | $9K | 12.16% |
| BUKATY COMPANIES3 Filed as: BUKATY COMPANIUES | 4601 COLLEGE BLVD LEAWOOD, KS 66211 | SURENCY LIFE AND HEALTH | $1K | $0 | $1K | 10.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 151 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 151 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUECROSS BLUESHIELD KC | 120 | $1.1M |
| Dental(2 contracts, 2 carriers) | DELTA DENTAL OF KS | 117 | $90K |
| Life insurance | PRINCIPAL | 151 | $123K |
| Short-term disability | PRINCIPAL | 151 | $123K |
| Long-term disability | PRINCIPAL | 151 | $123K |
| Prescription drug | BLUECROSS BLUESHIELD KC | 120 | $1.1M |
| Other | PRINCIPAL | 151 | $123K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 151 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.