| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES UT INC. | 3900 NORTH TRAVERSE MOUNTAIN BLVD. LEHI, UT 84043 | SELECTHEALTH | $48K | $14K | $62K | 2.87% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES (CO) | 7350 CAMPUS DRIVE, SUITE 100 COLORADO SPRINGS, CO 80920 | METROPOLITAN LIFE INSURANCE COMPANY | $9K | $41 | $9K | 3.63% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES | 1250 SOUTH CAPITAL OF TEXAS HIGHWAY SUITE 125 AUSTIN, TX 78746 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | $0 | $2K | 0.88% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES CO INC | 7350 CAMPUS DRIVE SUITE 100 COLORADO SPRINGS, CO 80920 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $11K | $607 | $12K | 14.25% |
| CUSTOM INSURANCE SPECIALISTS INC3 | 886 EAST 3200 NORTH KAMAS, UT 84036 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $2K | $551 | $3K | 6.40% |
| DESIREE ROBERTSON3 | 5691 SOUTH STONE BLUFF WAY TAYLORSVILLE, UT 84118 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $963 | $53 | $1K | 2.20% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES CO INC | 7350 CAMPUS DRIVE, SUITE 100 COLORADO SPRINGS, CO 80920 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $989 | $0 | $989 | 2.14% |
| CBIZ BENEFITS & INSURANCE SERVICES3 | UNKNOWN SALT LAKE CITY, UT 84101 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $525 | $0 | $525 | 1.14% |
| MJ INSURANCE3 Filed as: LUKE MCDERMOTT & VARIOUS AGENTS | 883 WEST BAXTER DRIVE SOUTH JORDAN, UT 84095 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $398 | $13 | $411 | 0.89% |
| PATTI A VINCENT | 3489 WEST 10305 SOUTH SOUTH JORDAN, UT 84095 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $405 | $0 | $405 | 0.88% |
| MARJORIE TORMAN3 | PO BOX 1061 EDEN, UT 84310 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $334 | $6 | $340 | 0.74% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 350 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 350 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | SELECTHEALTH | 762 | $2.2M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 893 | $244K |
| Life insurance | UNUM LIFE INSURANCE COMPANY OF AMERICA | 357 | $81K |
| Short-term disability | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | 59 | $46K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 357 | $81K |
| Prescription drug | SELECTHEALTH | 762 | $2.2M |
| Other(2 contracts, 2 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 357 | $127K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 893 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.