| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES CO, INC. | 7350 CAMPUS DRIVE, SUITE 100 COLORADO SPRINGS, CO 80920 | SELECTHEALTH | $38K | — | $38K | 1.81% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES UT, INC. | 1139 SOUTH OREM BOULEVARD OREM, UT 84058 | SELECTHEALTH | $3K | $1K | $5K | 0.22% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES CO, INC. | 7350 CAMPUS DRIVE, SUITE 100 COLORADO SPRINGS, CO 80920 | METROPOLITAN LIFE INSURANCE COMPANY | $9K | $12 | $9K | 4.03% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP INSURANCE SERVICES CO, INC. | 7350 CAMPUS DRIVE, SUITE 100 COLORADO SPRINGS, CO 80920 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $14K | $2K | $17K | 14.78% |
| CUSTOM INSURANCE SPECIALISTS INC3 Filed as: CUSTOM INSURANCE SPECIALISTS, INC. | 886 EAST 3200 NORTH KAMAS, UT 84036 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $3K | $156 | $3K | 5.85% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES CO, INC. | 7350 CAMPUS DRIVE, SUITE 100 COLORADO SPRINGS, CO 80920 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $1K | — | $1K | 2.84% |
| MARJORIE TORMAN3 | PO BOX 1061 EDEN, UT 84310 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $1K | $313 | $1K | 2.55% |
| DESIREE ROBERTSON3 | 5691 SOUTH STONE BLUFF WAY TAYLORSVILLE, UT 84118 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $1K | $39 | $1K | 2.15% |
| MJ INSURANCE3 Filed as: PATTI A. VINCENT AND VARIOUS AGENTS | 3489 WEST 10305 SOUTH SOUTH JORDAN, UT 84095 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $646 | — | $646 | 1.25% |
| CBIZ BENEFITS & INSURANCE SERVICES3 Filed as: CBIZ BENEFITS AND INSURANCE SVCS. | CBIZ BENECOR SALT LAKE CITY, UT 84101 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $552 | — | $552 | 1.07% |
| TIM VINCENT INS AGY INC3 Filed as: TIM VINCENT INSURANCE AGENCY, INC. | 3489 WEST 10305 SOUTH SOUTH JORDAN, UT 84095 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $443 | $93 | $536 | 1.04% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES CO, INC. | 7350 CAMPUS DRIVE, SUITE 100 COLORADO SPRINGS, CO 80920 | UNITEDHEALTHCARE INSURANCE COMPANY | $3K | — | $3K | 6.90% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES CO, INC. | 7350 CAMPUS DRIVE, SUITE 100 COLORADO SPRINGS, CO 80920 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $2K | — | $2K | 15.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 362 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 362 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | SELECTHEALTH | 734 | $2.1M |
| Dental(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 851 | $266K |
| Vision | UNITEDHEALTHCARE INSURANCE COMPANY | 10 | $50K |
| Life insurance | UNUM LIFE INSURANCE COMPANY OF AMERICA | 141 | $113K |
| Short-term disability | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | 0 | $52K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 141 | $113K |
| Prescription drug(2 contracts, 2 carriers) | SELECTHEALTH | 734 | $2.1M |
| Other(3 contracts, 3 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 362 | $178K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 851 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.