| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LEAVITT GROUP3 Filed as: BEEHIVE INSURANCE | 4393 S RIVERBOAT RD STE 200 SALT LAKE CITY, UT 84123 | EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA | $17K | — | $17K | 15.06% |
| GIS BENEFITS INC3 | 422 WAUPONSEE ST MORRIS, IL 60450 | EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA | $642 | $5K | $6K | 5.10% |
| LEAVITT GROUP3 Filed as: BEEHIVE INSURANCE | 4393 S RIVERBOAT RD STE 200 SALT LAKE CITY, UT 84123 | BLOMQUIST HALE CONSULTING, INC | $2K | — | $2K | 5.00% |
| LEAVITT GROUP3 Filed as: BEEHIVE INSURANCE | 4393 S RIVERBOAT RD STE 200 SALT LAKE CITY, UT 84123 | VISION SERVICE PLAN | $2K | — | $2K | — |
| LEAVITT GROUP3 Filed as: BEEHIVE INSURANCE | 4393 S RIVERBOAT RD STE 200 SALT LAKE CITY, UT 84123 | EDUCATORS HEALTH PLANS LIFE, ACCIDENT AND HEALTH, INC | $7K | — | $7K | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 461 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 461 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | EDUCATORS HEALTH PLANS LIFE, ACCIDENT AND HEALTH, INC | 243 | $0 |
| Vision | VISION SERVICE PLAN | 189 | $0 |
| Life insurance | EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA | 89 | $114K |
| Long-term disability | EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA | 89 | $114K |
| Stop-loss / reinsurancereinsurance | HCC LIFE INSURANCE COMPANY | 218 | $444K |
| Other(3 contracts, 3 carriers) | EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA | 721 | $154K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 721 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.