| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LEAVITT GROUP3 Filed as: BEEHIVE INSURANCE AGENCY | TODD VALENTINE 302 WEST 5400 SOUTH, SUITE 101 MURRAY, UT 84107 | EDUCATORS MUTUAL PLANS LIFE, ACCIDENT AND HEALTH, INC | $4K | — | $4K | 5.00% |
| LEAVITT GROUP3 Filed as: BEEHIVE INSURANCE AGENCY, INC. | 302 W. 5400 S. SUITE 101 MURRAY, UT 84107 | HARTFORD LIFE AND ACCIDENT | $4K | $82 | $4K | 15.05% |
| LEAVITT GROUP3 Filed as: BEEHIVE INSURANCE AGENCY | PO BOX 571431 MURRAY, UT 84157 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | — | $1K | 8.39% |
| SHERRIE M HOPKINS INS AGCY LUTCF,PC3 Filed as: SHERRIE M HOPKINS INS AGCY LUTCF PC | 5782 S. 900 E. MURRAY, UT 84121 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $695 | $37 | $732 | 4.26% |
| PAM ANDERSON & ASSOCIATES INC3 | 5818 S. 900 E. MURRAY, UT 84121 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $544 | $2 | $546 | 3.18% |
| ASHLEY ANDERSON3 | 5818 S. 900 E. MURRAY, UT 84121 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $386 | $4 | $390 | 2.27% |
| DESIREE ROBERTSON3 | 5691 S. STONE BLUFF WAY TAYLORSVILLE, UT 84118 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $34 | — | $34 | 0.20% |
| STEPHANIE COLTRIN3 | 5782 S. 900 E. MURRAY, UT 84121 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $19 | — | $19 | 0.11% |
| LEAVITT GROUP3 Filed as: BEEHIVE INSURANCE AGENCY | TODD VALENTINE 302 WEST 5400 SOUTH, SUITE 101 MURRAY, UT 84107 | EDUCATORS MUTUAL PLANS LIFE, ACCIDENT AND HEALTH, INC | $840 | — | $840 | 5.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 182 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 182 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | EDUCATORS MUTUAL PLANS LIFE, ACCIDENT AND HEALTH, INC | 255 | $86K |
| Vision | EDUCATORS MUTUAL PLANS LIFE, ACCIDENT AND HEALTH, INC | 170 | $17K |
| Life insurance(2 contracts, 2 carriers) | HARTFORD LIFE AND ACCIDENT | 97 | $42K |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 97 | $25K |
| Other | HARTFORD LIFE AND ACCIDENT | 97 | $25K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 255 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.