| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GBS BENEFITS INC3 Filed as: GBS BENEFITS | 2200 S MAIN STREET STE 600 SOUTH SALT LAKE, UT 84115 | SELECTHEALTH | $34K | $17K | $51K | 2.99% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INSURANCE OF NEVADA | 975 KELLY JOHNSON DR 100 LAS VEGAS, NV 89119 | ANTHEM BLUE CROSS | $10K | — | $10K | 4.97% |
| GBS BENEFITS INC Filed as: GBS BENEFITS, INC. | 2200 S MAIN STREET, STE 600 SOUTH SALT LAKE, UT 84115 | DENTALSELECT | $6K | — | $6K | 6.00% |
| GBS BENEFITS INC Filed as: GBS BENEFITS INC. | 2200 S MAIN STREET, STE 600 SOUTH SALT LAKE, UT 84115 | LIFEMAP ASSURANCE COMPANY | $11K | $2K | $13K | 19.94% |
| GBS BENEFITS INC Filed as: GBS BENEFITS, INC | 2200 S MAIN STREET, STE 600 SOUTH SALT LAKE, UT 84115 | ASSURITY LIFE INSURANCE COMPANY | $9K | — | $9K | 28.05% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INSURANCE OF NEVADA | 975 KELLY JOHNSON DR., STE 100 LAS VEGAS, NV 84119 | GUARDIAN DENTAL | $2K | — | $2K | 8.77% |
| GBS BENEFITS INC Filed as: GBS BENEFITS, INC. | 2200 S MAIN STREET STE 600 SOUTH SALT LAKE, UT 84115 | OPTICARE VISION SERVICES | $2K | — | $2K | 22.25% |
| ASSUREDPARTNERS Filed as: ASSUREDPARTNERS OF NEVADA LLC | 375 EAST WARM SPRINGS RD LAS VEGAS, NV 89119 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $77 | — | $77 | 4.50% |
| JEREMY G LINDQUIST | 3550 W ZACKS CV SOUTH JORDAN, UT 84095 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $15 | — | $15 | 0.88% |
| PATTI A VINCENT | 3489 WEST 10305 SOUTH SOUTH JORDAN, UT 84095 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $7 | — | $7 | 0.41% |
| CHRISTINA D POLK INC Filed as: CHRISTINA D POLK, INC. | 8972 ECHO RIDGE DR LAS VEGAS, NV 89117 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $5 | — | $5 | 0.29% |
| PAM ANDERSON & ASSOCIATES INC Filed as: PAM ANDERSON & ASSOCIATES INC. | 130 W 8600 S MIDVALE, UT 84047 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3 | — | $3 | 0.18% |
| TOM GILLIGAN | 12 SPEEN STREET NATICK, MA 01760 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2 | — | $2 | 0.12% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 526 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 526 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | SELECTHEALTH | 526 | $1.9M |
| Dental(2 contracts, 2 carriers) | DENTALSELECT | 156 | $128K |
| Vision(2 contracts, 2 carriers) | GUARDIAN DENTAL | 98 | $33K |
| Life insurance(3 contracts, 3 carriers) | LIFEMAP ASSURANCE COMPANY | 290 | $99K |
| Other(3 contracts, 3 carriers) | LIFEMAP ASSURANCE COMPANY | 300 | $78K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 526 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.