| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GBS BENEFITS INC3 Filed as: GBS BENEFITS | 465 S. 400 E. STE 300 SALT LAKE CITY, UT 84111 | SELECTHEALTH | $36K | $18K | $54K | 2.99% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INSURANCE OF NEVADA | 975 KELLY JOHNSON DR 100 LAS VEGAS, NV 89119 | ANTHEM BLUE CROSS | $12K | — | $12K | 5.98% |
| GBS BENEFITS INC Filed as: GBS BENEFITS, INC. | 465 S. 400 E. STE. 300 SALT LAKE CITY, UT 84111 | DENTALSELECT | $7K | — | $7K | 7.00% |
| GBS BENEFITS INS AGENCY3 | 465 S. 400 E. STE. 300 SALT LAKE CITY, UT 84111 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $5K | $1K | $6K | 18.40% |
| GBS BENEFITS INC Filed as: GBS BENEFITS, INC | 465 S. 400 E. STE 300 SALT LAKE CITY, UT 84111 | ASSURITY LIFE INSURANCE | $19K | — | $19K | 66.01% |
| GBS BENEFITS INS AGENCY3 Filed as: GBS BENEFITS INS. AGENCY | 465 S. 400 E. STE. 300 SALT LAKE CITY, UT 84111 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | $869 | $3K | 12.33% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INSURANCE OF NEVADA | 975 KELLY JOHNSON DR., STE 100 LAS VEGAS, NV 84119 | GUARDIAN DENTAL | $2K | $851 | $3K | 12.15% |
| GBS BENEFITS INC Filed as: GBS BENEFITS, INC. | 465 S. 400 E. STE. 300 SALT LAKE CITY, UT 84111 | OPTICARE OF UTAH | $1K | — | $1K | 22.24% |
| NATIONAL HEALTHCARE ACCESS Filed as: NATIONAL HEALTHCARE ACCESS AGENCY I | 205 EAST WARM SPRINGS RD LAS VEGAS, NV 89119 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $58 | — | $58 | 2.56% |
| ASSUREDPARTNERS Filed as: ASSUREDPARTNERS OF NEVADA LLC | 375 EAST WARM SPRINGS RD LAS VEGAS, NV 89119 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $19 | — | $19 | 0.84% |
| JEREMY G LINDQUIST | 3550 W ZACKS CV SOUTH JORDAN, UT 84095 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $15 | — | $15 | 0.66% |
| PATTI A VINCENT | 3489 WEST 10305 SOUTH SOUTH JORDAN, UT 84095 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $13 | — | $13 | 0.57% |
| ELYLE GRANT SWENSON | 7 WEST MAGELLAN LANE ELK RIDGE, UT 84651 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $9 | — | $9 | 0.40% |
| CHRISTINA D POLK INC Filed as: CHRISTINA D POLK, INC. | 9755 QUENCIA CT LAS VEGAS, NV 89149 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $5 | — | $5 | 0.22% |
| CUSTOM INSURANCE SPECIALISTS INC Filed as: CUSTOM INSURANCE SPECIALISTS, INC | 886 E 3200 N KAMAS, UT 84036 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4 | — | $4 | 0.18% |
| NFP INSURANCE SERVICES INC Filed as: NFP CORPORATE SERVICES (UT) INC | 3900 N TRAVERSE MTN BLVD LEHI, UT 84043 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4 | — | $4 | 0.18% |
| PAM ANDERSON & ASSOCIATES INC Filed as: PAM ANDERSON & ASSOCIATES INC. | 5818 S 900 E MURRAY, UT 84121 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3 | — | $3 | 0.13% |
| TOM GILLIGAN | 12 SPEEN STREET NATICK, MA 01760 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2 | — | $2 | 0.09% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 191 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 191 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | SELECTHEALTH | 571 | $2.0M |
| Dental(2 contracts, 2 carriers) | DENTALSELECT | 147 | $119K |
| Vision(2 contracts, 2 carriers) | GUARDIAN DENTAL | 73 | $31K |
| Life insurance(4 contracts, 3 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 271 | $89K |
| Short-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 271 | $26K |
| Other(2 contracts, 2 carriers) | BLOMQUIST HALE EMPLOYEE ASSISTANCE | 275 | $12K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 571 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.