| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES (UT), INC. | 3900 N TRAVERSE MTN BLVD #301 LEHI, UT 84043 | METROPOLITAN LIFE INSURANCE COMPANY | $26K | $51K | $77K | 5.84% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP INS SERVICES INC | 1250 CAPITAL OF TX HWY BLDG 2 #125 AUSTIN, TX 78746 | METROPOLITAN LIFE INSURANCE COMPANY | $10K | $0 | $10K | 0.73% |
| ALTERITY GROUP3 Filed as: ALTERITY GROUP LLC | 90 PARK AVE 17TH FLOOR NEW YORK, NY 10016 | SUN LIFE ASSURANCE COMPANY OF CANADA | $54K | $26K | $80K | 7.44% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES (UT), INC. | 3900 N TRAVERSE MTN BLVD LEHI, UT 84043 | HARTFORD LIFE AND ACCIDENT | $71K | $0 | $71K | 10.00% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES (TX), LLC | 1250 S CAPITAL OF TEXAS HWY #600 AUSTIN, TX 78746 | HARTFORD LIFE AND ACCIDENT | $0 | $10K | $10K | 1.35% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES (UT), INC. | 3900 N TRAVERSE MTN BLVD #301 LEHI, UT 84043 | METROPOLITAN LIFE INSURANCE COMPANY | $43K | $6K | $49K | 30.88% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP INS SERVICES INC | 1250 CAPITAL OF TX HWY BLDG 2 #125 AUSTIN, TX 78746 | METROPOLITAN LIFE INSURANCE COMPANY | $1K | $0 | $1K | 0.75% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES (UT), INC. | 3900 N TRAVERSE MTN BLVD #301 LEHI, UT 84043 | METROPOLITAN LIFE INSURANCE COMPANY | $34K | $4K | $38K | 29.95% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP INS SERVICES INC | 1250 CAPITAL OF TX HWY BLDG 2 #125 AUSTIN, TX 78746 | METROPOLITAN LIFE INSURANCE COMPANY | $825 | $0 | $825 | 0.65% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES (UT), INC. | 3900 N TRAVERSE MTN BLVD STE 301 LEHI, UT 84043 | METROPOLITAN LIFE INSURANCE COMPANY | $28K | $3K | $31K | 30.11% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP INS SERVICES INC | 1250 CAPITAL OF TX HWY BLDG 2 #125 AUSTIN, TX 78746 | METROPOLITAN LIFE INSURANCE COMPANY | $684 | $0 | $684 | 0.66% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES (UT), INC. | 3900 N TRAVERSE MTN BLVD #301 LEHI, UT 84043 | SELECTHEALTH | $72K | $0 | $72K | — |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| REGENCE BLUECROSS BLUESHIELD OF UT EIN 87-0200138 CLAIMS PROCESSING SERVICE | Insurance agents and brokers; Float revenue; Claims processing; Insurance brokerage commissions and fees; Non-monetary compensation; Other services; Contract Administrator; Direct payment from the plan Service code 12 | 2890 E COTTONWOOD PKWY COTTONWOOD HEIGHTS, UT 84121 | $562K |
| SELECTHEALTH EIN 87-0409820 CONTRACT ADMINISTRATOR | Claims processing Service code 12 | 5381 GREEN ST MURRAY, UT 84123 | $301K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,065 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 11 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,076 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 1,811 | $420K |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 2,783 | $1.3M |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 2,783 | $1.3M |
| Life insurance | HARTFORD LIFE AND ACCIDENT | 1,686 | $709K |
| Short-term disability | HARTFORD LIFE AND ACCIDENT | 1,686 | $709K |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 1,686 | $709K |
| Prescription drug | CVS PHARMACY INC. | 3,194 | $5.3M |
| Stop-loss / reinsurancereinsurance(2 contracts, 2 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 1,086 | $1.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,194 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.