| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LEAVITT GROUP3 Filed as: TODD VALENTINE BEEHIVE INSURANCE | 4393 S RIVERBOAT RD STE 200 SALT LAKE CITY, UT 84123 | MOTIVHEALTH INSURANCE CO | $62K | $0 | $62K | 1.99% |
| IMA, INC.3 Filed as: IMA, INC | 136 E. SOUTH TEMPLE SUITE 2300 SALT LAKE CITY, UT 84111 | MOTIVHEALTH INSURANCE CO | $32K | $0 | $32K | 1.01% |
| LEAVITT GROUP3 Filed as: BEEHIVE INSURANCE AGENCY | PO BOX 571431 SALT LAKE CITY, UT 84157 | HARTFORD LIFE AND ACCIDENT | $17K | $0 | $17K | 7.53% |
| IMA, INC.3 Filed as: IMA INC | 136 EAST SOUTH TEMPLE STE 2300 SALT LAKE CITY, UT 84111 | HARTFORD LIFE AND ACCIDENT | $6K | $0 | $6K | 2.65% |
| WATCHTOWER BENEFITS, LLC3 | 227 W MONROE ST STE 5200 CHICAGO, IL 60606 | HARTFORD LIFE AND ACCIDENT | $0 | $4K | $4K | 1.61% |
| LEAVITT GROUP3 Filed as: BEEHIVE INSURANCE AGENCY | 302 WEST 5400 SOUTH STE 101 MURRAY, UT 84107 | DENTIST DIRECT, LLC | $6K | $0 | $6K | 3.09% |
| DIVERSIFIED INSURANCE GROUP3 Filed as: DIVERSIFIED INSURANCE BENEFIT | 136 E SOUTH TEMPLE STE 2300 SALT LAKE CITY, UT 84111 | DENTIST DIRECT, LLC | $2K | $0 | $2K | 0.91% |
| LEAVITT GROUP3 Filed as: BEEHIVE INSURANCE AGENCY | PO BOX 571431 MURRAY, UT 84157 | ALLSTATE BENEFITS | $8K | $0 | $8K | 16.58% |
| VOLUNTARY BENEFITS SOL LLC3 Filed as: VOLUNTARY BENEFIT SOLUTIONS LLC | 2581 E GOLDEN EYE DR SANDY, UT 84093 | ALLSTATE BENEFITS | $8K | $0 | $8K | 16.58% |
| LEAVITT GROUP3 Filed as: BEEHIVE INSURANCE AGENCY, INC | 302 W 5400 S SUITE 101 MURRAY, UT 84107 | DENTIST DIRECT, LLC | $1K | $0 | $1K | 3.01% |
| DIVERSIFIED INSURANCE GROUP3 Filed as: DIVERSIFIED INSURANCE BENEFIT SERVI | 136 E SOUTH TEMPLE STE 2300 SALT LAKE CITY, UT 84111 | DENTIST DIRECT, LLC | $414 | $0 | $414 | 0.99% |
| LEAVITT GROUP3 Filed as: BEEHIVE INSURANCE AGENCY, INC | 304 WEST 5400 SOUTH SUITE 101 MURRAY, UT 84107 | HEALTHIEST YOU | $2K | $0 | $2K | 10.14% |
| IMA, INC.3 Filed as: IMA, INC | 430 EAST DOUGLAS AVE SUITE 400 WICHITA, KS 67202 | HEALTHIEST YOU | $1K | $0 | $1K | 4.86% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 543 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 543 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DENTIST DIRECT, LLC | 382 | $195K |
| Vision | DENTIST DIRECT, LLC | 382 | $42K |
| Life insurance(2 contracts, 2 carriers) | HARTFORD LIFE AND ACCIDENT | 543 | $266K |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 543 | $221K |
| Prescription drug | MOTIVHEALTH INSURANCE CO | 949 | $3.1M |
| Stop-loss / reinsurancereinsurance | MOTIVHEALTH INSURANCE CO | 949 | $3.1M |
| Other(4 contracts, 4 carriers) | HARTFORD LIFE AND ACCIDENT | 610 | $315K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 949 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.