| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MCDERMOTT COMPANY & ASSOCIATES3 Filed as: MCDERMOTT COMPANY AND ASSOCIATES | 883 W BAXTER DR SOUTH JORDAN, UT 84095 | SELECTHEALTH | $36K | — | $36K | 0.81% |
| MCDERMOTT COMPANY & ASSOCIATES3 Filed as: MCDERMOTT COMPANY AND ASSOCIATES | 883 W BAXTER DR SOUTH JORDAN, UT 84095 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $11K | — | $11K | 4.48% |
| DPWM BENEFITS3 Filed as: DPWM BENEFITS, LLC | 5525 S 900 E STE 100 MURRAY, UT 84117 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $10K | — | $10K | 3.98% |
| MCDERMOTT COMPANY & ASSOCIATES3 Filed as: MCDERMOTT COMPANY AND ASSOCIATES | 883 W BAXTER DR SOUTH JORDAN, UT 84095 | METROPOLITAN LIFE INSURANCE COMPANY | $5K | — | $5K | 2.11% |
| DPW BENEFITS LLC3 | 5525 S 900 E STE 100 SALT LAKE CITY, UT 84117 | METROPOLITAN LIFE INSURANCE COMPANY | $4K | — | $4K | 1.48% |
| CUSTOM INSURANCE SPECIALISTS INC3 | 886 E 3200 N KAMAS, UT 84036 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $5K | $526 | $5K | 14.34% |
| LUKE A ROCKWELL3 Filed as: LUKE MCDERMOTT | 883 W BAXTER DR SOUTH JORDAN, UT 84095 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | — | $2K | 4.52% |
| JILL HUGHES3 | 6510 S TAMRA DR TAYLORSVILLE, UT 84129 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $864 | $19 | $883 | 2.33% |
| DESIREE ROBERTSON3 | 5691 S STONE BLUFF WAY SALT LAKE CITY, UT 84118 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $638 | — | $638 | 1.68% |
| DPWM BENEFITS3 Filed as: DPWM BENEFITS LLC | 5525 S 900 E STE 100 SALT LAKE CITY, UT 84117 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $389 | $44 | $433 | 1.14% |
| PATTI A VINCENT3 | 3489 W 10305 S SOUTH JORDAN, UT 84095 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $30 | — | $30 | 0.08% |
| BRETT GORDON BULLOCK3 | 50 W 700 N LOGAN, UT 84321 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $20 | — | $20 | 0.05% |
| ANGIE HANSEN3 | 12701 S TUSCAN SPRINGS LN UNIT RIVERTON, UT 84065 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $14 | — | $14 | 0.04% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 321 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 321 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | SELECTHEALTH | 586 | $4.4M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 743 | $246K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 743 | $246K |
| Life insurance(2 contracts, 2 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 321 | $285K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 321 | $247K |
| Other | UNITED OF OMAHA LIFE INSURANCE COMPANY | 321 | $247K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 743 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.