| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: BLACK GOULD & ASSOCIATES INC | 3800 N CENTRAL AVE 9TH FLOOR PHOENIX, AZ 85012 | AETNA LIFE INSURANCE | $25K | — | $25K | 2.49% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: BLACK GOULD & ASSOCIATES INC | 3800 N CENTRAL AVE 9TH FLOOR PHOENIX, AZ 85012 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $4K | $1K | $5K | 7.89% |
| CSA GENERAL INSURANCE AGENCY3 | 2480 W LAS PALMARITAS DR PHOENIX, AZ 85021 | USABLE LIFE | $12K | — | $12K | 25.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: BLACK GOULD & ASSOCIATES INC | 3800 N CENTRAL AVE 9TH FLOOR PHOENIX, AZ 85012 | DELTA DENTAL PLAN OF ARIZONA | $3K | — | $3K | 7.50% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: BLACK GOULD & ASSOCIATES INC | 3800 N CENTRAL AVE 9TH FLOOR PHOENIX, AZ 85012 | AETNA LIFE INSURANCE (SRC) | $3K | — | $3K | 11.15% |
| CSA GENERAL INSURANCE AGENCY3 | 2480 W LAS PALMARITAS DR PHOENIX, AZ 85021 | USABLE LIFE | $4K | — | $4K | 25.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: BLACK GOULD & ASSOCIATES INC | 3800 N CENTRAL AVE 9TH FLOOR PHOENIX, AZ 85012 | AVESIS INSURANCE INCORPORATED | $2K | — | $2K | 12.85% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: BLACK GOULD & ASSOCIATES INC | 3800 N CENTRAL AVE 9TH FLOOR PHOENIX, AZ 85012 | EMPLOYERS DENTAL SERVICES | $1K | — | $1K | 8.91% |
| CENTERSTONE INSURANCE AND FINANCIAL3 Filed as: CENTERSTONE INS AND FINANCIAL SERVI | 4851 LYNDON B JOHNSON FWY STE 1100 DALLAS, TX 752446025 | METROPOLITAN LIFE INSURANCE COMPANY | $138 | $42 | $180 | 2.70% |
| BENEFITMALL Filed as: BENEFITMALL HOLDING INC | 4851 LYNDON B JOHNSON FWY STE 1100 DALLAS, TX 752446025 | METROPOLITAN LIFE INSURANCE COMPANY | $64 | — | $64 | 0.96% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 204 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 204 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | AETNA LIFE INSURANCE | 204 | $1.0M |
| Dental(2 contracts, 2 carriers) | DELTA DENTAL PLAN OF ARIZONA | 147 | $56K |
| Vision | AVESIS INSURANCE INCORPORATED | 139 | $13K |
| Life insurance | RELIANCE STANDARD LIFE INSURANCE COMPANY | 228 | $69K |
| Short-term disability | USABLE LIFE | 82 | $50K |
| Long-term disability(2 contracts, 2 carriers) | USABLE LIFE | 44 | $24K |
| Prescription drug | AETNA LIFE INSURANCE | 204 | $1.0M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 228 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.