| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BRIDGEMARK INSURANCE GROUP3 Filed as: BRIDGEMARK INSURANCE GROUP LLC | 6929 NORTH HAYDEN RD SUITE C4454 SCOTTSDALE, AZ 85250 | BLUE CROSS BLUE SHIELD OF ARIZONA | $53K | — | $53K | 4.61% |
| BRIDGEMARK INSURANCE GROUP4 | NA SCOTTSDALE, AZ 85250 | EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA | $5K | $745 | $6K | 8.96% |
| PATRIOT GROWTH INSURANCE SERVICES4 | NA PHOENIX, AZ 85021 | EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA | $5K | — | $5K | 7.21% |
| BLUE CROSS BLUE SHIELD OF FLORIDA3 Filed as: BCBS OF ARIZONA | NA PHOENIX, AZ 85021 | EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA | — | $3K | $3K | 5.00% |
| BRIDGEMARK INS GROUP LLC3 | 6929 N HAYDEN RD STE C4454 SCOTTSDALE, AZ 85250 | METROPOLITAN LIFE INSURANCE COMPANY | $4K | — | $4K | 7.45% |
| PROFESSIONAL GROUP PLANS INC3 | 225 WIRELESS BLVD STE 200 HAUPPAUGE, NY 11788 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | $17 | $3K | 4.64% |
| PATRIOT GROWTH INSURANCE SERVICES3 | 6929 N HAYDEN RD STE C 4454 SCOTTSDALE, AZ 85250 | METROPOLITAN LIFE INSURANCE COMPANY | $996 | — | $996 | 1.68% |
| BRIDGEMARK INSURANCE GROUP3 Filed as: BRIDGEMARK INSURANCE GROUP LLC | 21803 NORTH SCOTTSDALE ROAD STE 240 SCOTTSDALE, AZ 85255 | AVESIS INSURANCE INCORPORATED | $1K | — | $1K | 8.13% |
| PATRIOT GROWTH INSURANCE SERVICES3 | 2211 7TH AVENUE SOUTH BIRMINGHAM, AL 35233 | AVESIS INSURANCE INCORPORATED | $344 | — | $344 | 2.65% |
| PATRIOT GROWTH INSURANCE SERVICES3 | 6929 N HAYDEN RD STE C4454 SCOTTSDALE, AZ 85250 | TRANSAMERICA LIFE INSURANCE COMPANY | $1K | — | $1K | 13.00% |
| PARAGON PARTNERS LTD3 Filed as: PARAGON PARTNERS LIMITED | 9420 E DOUBLETREE RANCH RD STE C-103 SCOTTSDALE, AZ 85258 | TRANSAMERICA LIFE INSURANCE COMPANY | $461 | — | $461 | 4.42% |
| ENROLLEASE3 Filed as: STRATEGIC BENEFIT CONSULTANTS LLC | 1105 FOX RUN DRIVE OSKALOOSA, IA 52577 | TRANSAMERICA LIFE INSURANCE COMPANY | $100 | — | $100 | 0.96% |
| DIGITAL INSURANCE LLC3 | 200 GALLERIA PARKWAY SUITE 1100 ATLANTA, GA 30339 | TRANSAMERICA LIFE INSURANCE COMPANY | $68 | — | $68 | 0.65% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 102 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 102 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF ARIZONA | 165 | $1.2M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 246 | $59K |
| Vision | AVESIS INSURANCE INCORPORATED | 147 | $13K |
| Life insurance | EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA | 102 | $64K |
| Short-term disability | EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA | 102 | $64K |
| Long-term disability | EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA | 102 | $64K |
| Prescription drug | BLUE CROSS BLUE SHIELD OF ARIZONA | 165 | $1.2M |
| Other(2 contracts, 2 carriers) | EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA | 102 | $74K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 246 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.