| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BRIDGEMARK INSURANCE GROUP3 Filed as: BRIDGEMARK INSURANCE GROUP LLC | 6929 NORTH HAYDEN RD SUITE C4-454 SCOTTSDALE, AZ 85250 | UNITEDHEALTHCAREINSURANCE COMPANY | — | $55K | $55K | 5.27% |
| PARAGON PARTNERS LTD3 | 9420 E DOUBLETREE RANCH RD STE C103 SCOTTSDALE, AZ 85258 | UNITEDHEALTHCAREINSURANCE COMPANY | $13K | — | $13K | 1.24% |
| BRIDGEMARK INS GROUP LLC3 | 6929 N HAYDEN RD STE C4454 SCOTTSDALE, AZ 85250 | METROPOLITAN LIFE INSURANCE COMPANY | $6K | — | $6K | 10.08% |
| BRIDGEMARK INSURANCE GROUP4 | NA SCOTTSDALE, AZ 85250 | EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA | $8K | — | $8K | 16.25% |
| BLUE CROSS BLUE SHIELD OF FLORIDA4 Filed as: BCBS OF AZ | NA PHOENIX, AZ 85021 | EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA | — | $3K | $3K | 5.42% |
| BRIDGEMARK INSURANCE GROUP3 Filed as: BRIDGEMARK INSURANCE GROUP LLC | 21803 NORTH SCOTTSDALE ROAD STE 240 SCOTTSDALE, AZ 85255 | AVESIS INSURANCE INCORPORATED | $1K | — | $1K | 9.29% |
| BRIDGEMARK INS GROUP LLC3 | 6929 NORTH HAYDEN RD STE C4-454 SCOTTSDALE, AZ 85250 | TRANSAMERICA LIFE INSURANCE COMPANY | $1K | — | $1K | 9.43% |
| PARAGON PARTNERS LTD3 Filed as: PARAGON PARTNERS LIMITED | 9420 E DOUBLETREE RANCH RD STE C-103 SCOTTSDALE, AZ 85258 | TRANSAMERICA LIFE INSURANCE COMPANY | $453 | — | $453 | 3.66% |
| ENROLLEASE3 Filed as: STRATEGIC BENEFIT CONSULTANTS LLC | 1105 FOX RUN DRIVE OSKALOOSA, IA 52577 | TRANSAMERICA LIFE INSURANCE COMPANY | $169 | — | $169 | 1.36% |
| DIGITAL INSURANCE LLC3 | 200 GALLERIA PARKWAY SUITE 1950 ATLANTA, GA 30339 | TRANSAMERICA LIFE INSURANCE COMPANY | $158 | — | $158 | 1.28% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 94 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 96 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCAREINSURANCE COMPANY | 155 | $1.0M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 235 | $61K |
| Vision | AVESIS INSURANCE INCORPORATED | 148 | $14K |
| Life insurance | EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA | 89 | $50K |
| Short-term disability | EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA | 89 | $50K |
| Long-term disability | EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA | 89 | $50K |
| Prescription drug | UNITEDHEALTHCAREINSURANCE COMPANY | 155 | $1.0M |
| Other(2 contracts, 2 carriers) | EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA | 89 | $63K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 235 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.