| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARK J MATSOCK3 Filed as: MARK MATSOCK | 2400 EAST ARIZONA BILTMORE CIRCLE SUITE 1100 PHOENIX, AZ 85016 | KAISER FOUNDATION HEALTH PLAN INC | $24K | $2K | $27K | 5.43% |
| MARK J MATSOCK3 Filed as: MARK J. MATSOCK & ASSOC, INC. | 2400 EAST ARIZONA BILTMORE CIRCLE SUITE 1100 PHOENIX, AZ 85016 | AMERICAN NATIONAL INSURANCE COMPANY OF TEXAS | $14K | — | $14K | 8.20% |
| MARK METTILLE3 Filed as: MARK J MATSOCK ASSOCIATES INC | 2400 EAST ARIZONA BILTMORE CIRCLE SUITE 1100 PHOENIX, AZ 85016 | METROPOLITAN LIFE INSURANCE COMPANY | $8K | — | $8K | 10.65% |
| MARK METTILLE3 Filed as: MARK J MATSOCK & ASSOCIATES | — | DELTA DENTAL OF CALIFORNIA | $967 | — | $967 | 3.65% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: DANIEL FISHMAN | — | DELTA DENTAL OF CALIFORNIA | $199 | — | $199 | 0.75% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 377 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 377 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | KAISER FOUNDATION HEALTH PLAN INC | 96 | $492K |
| Dental(2 contracts, 2 carriers) | AMERICAN NATIONAL INSURANCE COMPANY OF TEXAS | 345 | $198K |
| Vision | AMERICAN NATIONAL INSURANCE COMPANY OF TEXAS | 345 | $171K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 759 | $79K |
| Other | METROPOLITAN LIFE INSURANCE COMPANY | 759 | $79K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 759 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.