| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HUB INTERNATIONAL MIDWEST LIMITED Filed as: BENEFIT COMMERCE GROUP LLC | 14300 NORTH NORTHSIGHT BLVD #221 SCOTTSDALE, AZ 852603677 | AMERITAS LIFE INSURANCE CORP. | $12K | $0 | $12K | 2.50% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: BENEFIT COMMERCE GROUP LLC | 14300 NORTH NORTHSIGHT BLVD #221 SCOTTSDALE, AZ 852603677 | COMPANION LIFE INSURANCE COMPANY | $0 | $0 | $0 | 0.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: BENEFIT COMMERCE GROUP LLC | 14300 NORTH NORTHSIGHT BLVD #221 SCOTTSDALE, AZ 852603677 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | $0 | $3K | 1.00% |
| SCOTT WOOD | 14300 NORTH NORTHSIGHT BLVD #221 SCOTTSDALE, AZ 852603677 | UNIFIED LIFE INSURANCE COMPANY | $2K | — | $2K | 1.16% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: BENEFIT COMMERCE GROUP LLC | 14300 NORTH NORTHSIGHT BLVD #221 SCOTTSDALE, AZ 852603677 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | $0 | $1K | 1.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: BENEFIT COMMERCE GROUP LLC | 14300 NORTH NORTHSIGHT BLVD #221 SCOTTSDALE, AZ 852603677 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $730 | $0 | $730 | 1.00% |
| HUB INTERNATIONAL MIDWEST LIMITED Filed as: BENEFIT COMMERCE GROUP LLC | 14300 NORTH NORTHSIGHT BLVD #221 SCOTTSDALE, AZ 852603677 | VISION SERVICE PLAN | $7K | — | $7K | 10.00% |
| HUB INTERNATIONAL MIDWEST LIMITED Filed as: BENEFIT COMMERCE GROUP LLC | 14300 NORTH NORTHSIGHT BLVD #221 SCOTTSDALE, AZ 852603677 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $5K | — | $5K | 20.39% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: BENEFIT COMMERCE GROUP LLC | 14300 NORTH NORTHSIGHT BLVD #221 SCOTTSDALE, AZ 852603677 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $235 | $0 | $235 | 1.00% |
| HUB INTERNATIONAL MIDWEST LIMITED Filed as: BENEFIT COMMERCE GROUP LLC | 14300 NORTH NORTHSIGHT BLVD #221 SCOTTSDALE, AZ 852603677 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $3K | $357 | $3K | 18.13% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,867 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 1,867 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | COMPANION LIFE INSURANCE COMPANY | 719 | $1.0M |
| Dental | AMERITAS LIFE INSURANCE CORP. | 2,294 | $492K |
| Vision(3 contracts, 3 carriers) | AMERITAS LIFE INSURANCE CORP. | 2,294 | $996K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 1,862 | $214K |
| Short-term disability(2 contracts, 2 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 1,985 | $271K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 37 | $23K |
| Prescription drug(2 contracts, 2 carriers) | COMPANION LIFE INSURANCE COMPANY | 719 | $864K |
| Stop-loss / reinsurancereinsurance | BLUE CROSS BLUE SHIELD OF ARIZONA | 719 | $431K |
| Other(4 contracts, 3 carriers) | AMERITAS LIFE INSURANCE CORP. | 2,294 | $730K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,294 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.